Почтовый Банк

About Почтовый Банк

Online loans and cards from Russian banks!

Our partners offer a wide selection of financial products:
- Pochta Pay credit card
- Pochta Bank Online debit card
- Cash loan
- "Pochta" deposit
- Loan to card
- Payday loans

Need cash for purchases or urgent expenses? Apply for a Pochta loan online or a loan to card — quickly and affordably!

Need money right now?
- Get a Pochta Bank credit card, a loan to card, or a mortgage on the most favorable terms.
- Pochta Bank credit and debit cards

Pochta Bank credit card with a long interest-free period
- Pochta Bank Debit Card with cashback up to 30%
- Mir cards with attractive bonuses
- Instant loans to any card

Everything can be processed online in 5-10 minutes — no need to visit a bank branch.

Loans and Credits
Consumer Loans and Credit Card Loans
Refinancing of Existing Loans
Mortgages for New Construction and Existing Homes
Business Loans and Current Accounts for Sole Proprietors

Fast and Convenient for Business
Open a sole proprietorship, open a current account, or receive a business development loan completely online through Post Bank Business Online.
Your application is processed in just one day. No waiting in line or unnecessary paperwork.
Download the Post Bank app: Post Bank Online or visit the website and choose the right banking product today!

Loan Terms:
- The minimum repayment period without refusal is 91 days, the maximum is 365 days. - The annual interest rate will not exceed 32.5%. The base rate for using loan funds ranges from 32.5% to 32.5%. - The interest rate for using the loan varies from a minimum of 0.01% to a maximum of 0.01% daily. - A penalty of 0.1% of the overdue amount is charged for late payments, but the total penalty will not exceed 10% of the original online loan amount. - Payday loans do not incur any additional fees or charges.

Detailed example of calculating a loan to a card:

1) Loans to a card - 10,000 rubles. 2) Loan term - 91 days. 3) The daily fee is 0.01%, or 10 rubles, which is approximately 3% monthly (calculated for 30 days) or 300 rubles per month. 4) Summing up all fees for 91 days, we get 900 rubles. 5) The total amount to be repaid is 10,900 rubles. 6) The full-payment penalty (FLC) expressed as a percentage is 32.5% per annum.

If you miss a payment deadline on your card loan, the penalty will be 0.1% of the total overdue payment amount each day, up to a maximum of 10% of the amount.

Requirements: Age 18 to 65.