Hat-Khoroch (হাত-খরচ)

Hat-Khoroch – The easiest app to keep track of your entire financial history.
Track every taka — income, expenses, debts, savings, and investments — all in one app, in Bangla.

Don't know where your money went at the end of the month? Hat-Khoroch is a complete personal finance app for Bangladeshi users — not just an expense tracker. Manage daily transactions, bank/MFS accounts, debts, budget, savings goals, investments, and even your income tax file — all from one app.

KEY FEATURES / মূল সম্পাদিক্ষামূস্

✔ Dashboard – Income and Expense Summary

Total income, expense, and balance at a glance across all your accounts.

✔ Income & Expense Tracker – Income and Expense Summary

Log daily transactions in seconds with categories — salary, bazar, rent, bills, transport.

✔ Multi-Account Manager – Bank, MFS and Cash

Track cash, bank, and Mobile Financial Service (bKash, Nagad, Rocket) accounts separately with live balances.

✔ Debt Manager – Debt Account
Track who owes you and who you owe. Get reminders and share statements via WhatsApp.

✔ Budget Planner – Budget Plan
Set monthly or custom-period budgets by category and track how much you have left to spend.

✔ Savings Goals – Savings Goals
Set targets, track streaks, and auto-save toward specific goals.

✔ Bazaar Tracker – Bazaar Expenses
A dedicated grocery/bazaar list with smart item suggestions and price history.

✔ Investment Tracker – Investment Account
Track FDR, DPS, land, business, and stock investments with current value and returns.

✔ Asset Vault – Asset Account
Keep a record of land, gold/ornaments, and valuables with current value for wealth tracking.

✔ Loan & DPS Manager – Loan & DPS
Track bank/NGO loan EMIs and DPS installments, with due-date reminders.

✔ Income Tax Calculator – Income tax calculation
Auto-calculates your NBR income tax, investment rebate, and payable tax from your own transaction data — built for individual (non-company) tax filing.

✔ Sarah — Your AI Finance Assistant
Ask questions about your spending, get instant answers about the app, in Bangla or English.

✔ Reports & PDF Export – Reports
Export statements and reports as PDF to share or keep for records.

✔ Reminders & Tasks – Reminders
Never miss a bill, EMI, or DPS installment.

✔ Dark Mode & Bangla-first UI
Full dark mode support, built natively for Bangla speakers.

WHO IS HAT-KHOROCH FOR?
👨‍🎓 Students – pocket money, tuition, food, rent
👨‍💼 Salaried workers – salary vs. expenses, income tax filing
🏠 Families – household spending, bazar kharch, utility bills
💻 Freelancers – irregular income, personal vs. business finance
📈 Investors – FDR, DPS, land, stocks, and business investments in one place

WHY HAT-KHOROCH?
The most complete money account app for Bangladesh — daily budget app, accounts payable, investment tracker, and income tax calculator combined. Best money manager Bangladesh users can rely on for real financial control.

Download Hat-Khoroch today — the simplest, most complete personal finance app made for Bangladesh.