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About MonFlow

MonFlow — Smart Income & Expense Tracker

Take complete control of your personal finances with MonFlow, the modern, private, and effortless money tracker designed to give you clarity over your cash flow.

Whether you want to track daily spending, plan upcoming bills, or understand your monthly financial habits, MonFlow puts your money in motion with elegance and speed. Built with a strict 100% offline-first privacy model, your financial records never leave your device.
✨ KEY FEATURES
💸 1. Fast & Simple Expense Tracking

Record daily income and expenses in just two taps.
Categorize spending with beautiful, intuitive emoji tags (Food, Transport, Shopping, Bills, Salary, and more).
Assign custom payment methods (Cash, Credit Card, Bank Transfer, Digital Wallet).
Add detailed notes and timestamps to keep an accurate ledger.

🎙️ 2. Smart Voice Entry

Too busy to type? Just speak naturally: "Spent 1200 rupees on dinner with cash".
MonFlow’s smart on-device speech engine automatically detects the amount, category, payment method, and note instantly!

📅 3. Planned Payments & Bill Reminders

Schedule future bills, recurring subscriptions, rent, and expected income.
Get timely notification reminders with custom alert sounds before due dates.
Auto-Ledger Entry: Marking a planned payment as completed automatically adds it to your transaction history and updates your balance in real-time!
Easily filter by Upcoming, Overdue, and Completed tabs.

📱 4. Home Screen Widget & Quick Shortcuts

Interactive Home Widget: View your live balance, monthly income, and expenses directly on your phone’s desktop without opening the app.
1-Tap Quick Actions: Long-press the app icon or tap the desktop widget to instantly jump into Add Expense, Voice Entry, or Planned Payments.

🌍 5. Multi-Currency Support (15+ Currencies)

Default support for Sri Lankan Rupee (Rs / LKR) alongside USD ($), EUR (€), GBP (£), INR (₹), JPY (¥), AED (د.إ), and more.
Seamlessly switch your preferred currency anytime in Settings—all balances, charts, and notifications update automatically.

📊 6. Clean Insights & Analytics

Monthly dashboard with visual balance breakdowns.
Quick month-over-month navigation to review previous spending patterns.
Filter transactions by date, category, or payment method.

💾 7. Easy Backup & Restore

Export your entire database to a clean, universal JSON backup file.
Safely store backups in your Google Drive, local storage, or share via WhatsApp/Email.
Restore your data on any device with one tap.

🔒 YOUR PRIVACY COMES FIRST

Your financial records are strictly personal. MonFlow is built from the ground up to protect your confidential data:

No Account Required: No registration, email login, or passwords needed.
100% Offline Storage: All records are stored securely in a local, sandboxed SQLite database on your device.
Zero Tracking & Ads: No third-party tracking plugins, no data collection, and no annoying advertisements.

What’s new

Version 1.0.4 · Updated October 13, 2026

* Show/Hide Account/Investment Balances * Bug Fixed Transfer Accounts with Digital Wallet.

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