RSU Calculator - Tax & Vesting

The most accurate FREE RSU calculator for tech workers, finance pros, and equity comp recipients.

Built for employees at Google, Meta, Amazon, Microsoft, Apple, and any company that grants Restricted Stock Units (RSUs). Track your vesting schedule, estimate taxes accurately, and plan your equity compensation - all without paying a dime.

CORE FEATURES (100% FREE)
- Add unlimited RSU grants from multiple companies
- Custom vesting schedules (cliff + monthly/quarterly/annual)
- Industry-standard time-proportional vesting math
- Total portfolio dashboard with vested/unvested breakdown
- Per-grant cards showing vesting progress
- Vesting timeline with each event's gross + after-tax value
- Multi-year projection (1-5 years cumulative vested value)
- Hold vs Sell at Vest comparison (with LTCG calculation)
- 50 US states + DC tax data built-in (Tax Foundation 2024)
- Federal supplemental rates (22% / 37%)
- Social Security and Medicare (including 0.9% Additional Medicare)
- Beautiful professional dark UI

PREMIUM FEATURES (Watch Ad to Unlock)
- IPO Simulation - estimate net payout at any IPO price
- Job Offer Comparison - compare current vs new offer over 4 years

WHY USE THIS APP?
- 100% FREE - no Pro subscription, no paywalls
- Privacy-first - all data stays on your device
- No account required
- Works offline (no internet needed)
- Accurate tax math based on US 2024 rates
- Built-in RSU education guide
- Lightweight and fast

PERFECT FOR
- Tech workers at FAANG, startups, or pre-IPO companies
- Finance professionals managing equity comp
- Anyone receiving RSUs as part of compensation
- Tax planning before vest dates
- Comparing job offers with different equity packages
- Pre-IPO employees estimating IPO payout

WHAT'S INCLUDED IN THE TAX CALCULATION?
- Federal supplemental withholding (22% default, 37% over $1M)
- State income tax (50 states + DC, 2024 rates)
- Social Security (6.2% up to $168,600 wage base)
- Medicare (1.45% with no cap)
- Additional Medicare Tax (0.9% on wages over $200,000)
- Year-to-date wage tracking for accurate SS/Medicare caps

EDUCATIONAL HELP INCLUDED
The built-in guide explains:
- What RSUs are and how they differ from stock options
- Standard vesting schedules (4-year, 1-year cliff)
- How RSUs are taxed at vest vs at sale
- Withholding vs actual tax owed
- Sell at Vest vs Hold strategy
- Refresh grants
- Private company / pre-IPO RSUs

PRIVACY
We don't collect, sell, or transmit your financial data. Your grants, salary, and tax information stay on your device. No accounts, no servers, no tracking beyond standard ad metrics.

IMPORTANT DISCLAIMER
This app provides estimates only based on US 2024 tax rates. It is NOT tax, legal, or financial advice. Tax laws change frequently and individual circumstances vary. Always consult a qualified CPA or financial advisor before making decisions based on these calculations. The calculations assume standard supplemental wage withholding rates - your actual tax may differ based on your full tax situation.

Take control of your stock comp. Download RSU Calculator today