FIRE Calculator - Retire Early

FIRE Calculator - Free retirement planner with Monte Carlo simulation. Calculate your Financial Independence number, Early Retirement age, and safe withdrawal rate. Compare Coast FIRE, Lean FIRE, Fat FIRE, and Barista FIRE strategies with 1,000 market scenarios.

Are you dreaming of Financial Independence and Early Retirement? FIRE Calculator helps you find out exactly when you can retire based on your real numbers.

WHAT IS FIRE?
FIRE (Financial Independence, Retire Early) is a movement focused on saving aggressively and investing wisely to retire decades before the traditional age.

FREE FEATURES
- Calculate your FIRE number (how much you need to retire)
- See your retirement age and years to FIRE
- Savings rate, annual and monthly savings breakdown
- Wealth growth projection chart
- Coast, Lean, Fat, and Barista FIRE strategies — switch with one tap
- Scenario Comparison: Conservative, Realistic, Aggressive side by side
- Year-by-Year Breakdown (first 10 years)
- Market Scenario Explorer — drag sliders to see what-if
- Track monthly net worth with progress chart
- Home screen widget with days-to-FIRE countdown
- Monthly reminders to update your assets
- 12 milestone badges to unlock as you progress

UNLOCK WITH A SHORT AD (FREE)
- Success Probability: Monte Carlo simulation with 1,000 market scenarios
- Full Year-by-Year Breakdown + Save/Share your FIRE plan

HOW IT WORKS
1. Enter your age, savings, income, and expenses
2. Set your expected return rate and withdrawal rate
3. See your FIRE age, FIRE number, and success probability instantly
4. Update your assets monthly and watch your progress

PERFECT FOR
- Anyone planning for early retirement
- FIRE community members (Coast, Lean, Fat, Barista FIRE)
- Long-term savers tracking their journey
- People who want a clear, visual FIRE plan

No account needed. No personal data collected. 100% private — your data stays on your device.

Start your journey to financial freedom today.