GO2bank

About GO2bank

Introducing GO2bank! It's the ultimate mobile bank account, packed with the features you’d expect from a mobile banking app and much more! We’re a Member FDIC bank with 20 years of providing innovative financial services to over 33 million consumers in the U.S. GO2bank is the modern, mobile account that lets you take control and get the most from your money. Simple. Seamless. Smart.

• No monthly fees with eligible direct deposit. Otherwise, $5 monthly. ¹
• Free in-network ATMs nationwide. ²
• Earn 10x the national savings rate average – 1% APY high-yield savings account on up to $5,000. Available January 2021. ³
• Earn up to 7% cash back when you buy eGift Cards from nearly 100 popular merchants in the app. ⁴
• Optional overdraft protection up to $200, with eligible direct deposit. ⁵
• Get your pay up to 2 days early with ASAP Direct Deposit™. ⁶
• Build your credit over time with responsible use of a Secured Credit Card. Unlock with eligible direct deposit. Coming soon. ⁷
• Keep your money protected. ⁸
o Lock and unlock your card with a tap of the app. ⁹
o Get fraud text alerts if we notice something suspicious about your account. ¹⁰
o EMV-chipped card for extra protection.
o Your money is FDIC-insured up to $250,000.
• Pay your bills from a single app, even send a check to make a payment.

Visit GO2bank.com to learn more.

Online access, mobile number and identity verification is required to open an account and access all features. See Deposit Account Agreement at https://www.go2bank.com/content/dam/go2bank/legal/about/docs/go2bankdaa.pdf for fees, terms and conditions.

¹ Monthly fee waived whenever you receive a payroll or government benefits direct deposit in the previous monthly statement cycle. Otherwise, $5 per month.
² See app for free ATM locations. $3 for out-of-network withdrawals plus any fee the ATM owner or bank may charge. ATM limits apply.
³ 1% Annual Percentage Yield (APY) on savings, of up to a $5,000 balance. APY as of January 2021, and may change anytime. National savings average based on FDIC-published rates as of 10/23/20 on the $2,500 product tier of insured depository institutions for which data is available.
⁴ Active GO2bank account required to receive an eGift Card. eGift Card merchants subject to change. See Deposit Account Agreement for details.
⁵ A $15 fee may apply to each eligible purchase transaction that brings your account negative. Opt in required. Balance must be brought to at least $0 within 24 hours of the first transaction that overdraws your account to avoid the fee. We require immediate payment of each overdraft and overdraft fee. Overdrafts are paid at our discretion and we do not guarantee that we will authorize and pay any transaction. Learn more about overdraft protection at GO2bank.com.
⁶ Direct deposit early availability depends on timing of payor’s payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period. The name and Social Security number on file with your employer or benefits provider must match your GO2bank account exactly or we will decline your deposit.
⁷ Available only to existing GO2bank accountholders with direct deposits totaling at least $100 in the past 30 days. Eligibility criteria applies. Other fees apply.
⁸ Funds are protected from unauthorized transactions on successfully activated cards. Prompt notice is required.
⁹ Previously authorized transactions and deposits/transfers to your account will function with a locked card.
¹⁰ Carrier message and data rates may apply.

Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association.

Privacy Policy: https://www.go2bank.com/content/dam/go2bank/legal/about/docs/privacypolicy.pdf