Spendly AI: Smart Budgeting
Gocrats Finance In-app purchases
Simplifies budgeting and expense tracking with AI for smarter money management.
- Downloads
- 539+
- on Google Play
- Price
- Free
- In-app purchases
- Updated
- Oct 17
- 2025 ยท v1.0.4
Screenshots
About Spendly AI: Smart Budgeting
Spendly AI is a comprehensive financial assistant that empowers you to easily track expenses, set budgets, automate payments, and get AI-powered financial insightsโall in one simple, user-friendly app
Key Features:
๐ฐ Expense & Income Tracking โ Keep a detailed record of your financial transactions with intelligent categorization.
๐ Automate Recurring Payments โ Never miss a bill again! Set up automated payments for subscriptions, rent, and more.
๐ Monthly Budgeting โ Take control of your spending with custom budgets and category-wise insights.
๐ฆ Multi-Account Management โ Track balances and transactions across multiple bank accounts in one place.
๐ Cloud Sync & Secure Data Storage โ Your financial data is securely stored and synced across devices.
๐ฏ Savings Goals & Progress Tracking โ Set financial goals and monitor your progress with smart suggestions.
โค๏ธ Favorite Transactions โ Quickly access your frequently used transactions and save time on data entry.
๐ค AI-Powered Financial Chatbot โ Get personalized financial advice and insights with our AI-driven assistant.
๐ Smart Date-Based Analytics โ Get a detailed breakdown of your spending and savings trends over time.
๐ Quick Add & Custom Categories โ Personalize your finance tracking by creating custom expense categories.
๐ Timely Notifications & Reminders โ Stay on top of your finances with timely alerts for payments, budgets, and goals.
Key Features:
๐ฐ Expense & Income Tracking โ Keep a detailed record of your financial transactions with intelligent categorization.
๐ Automate Recurring Payments โ Never miss a bill again! Set up automated payments for subscriptions, rent, and more.
๐ Monthly Budgeting โ Take control of your spending with custom budgets and category-wise insights.
๐ฆ Multi-Account Management โ Track balances and transactions across multiple bank accounts in one place.
๐ Cloud Sync & Secure Data Storage โ Your financial data is securely stored and synced across devices.
๐ฏ Savings Goals & Progress Tracking โ Set financial goals and monitor your progress with smart suggestions.
โค๏ธ Favorite Transactions โ Quickly access your frequently used transactions and save time on data entry.
๐ค AI-Powered Financial Chatbot โ Get personalized financial advice and insights with our AI-driven assistant.
๐ Smart Date-Based Analytics โ Get a detailed breakdown of your spending and savings trends over time.
๐ Quick Add & Custom Categories โ Personalize your finance tracking by creating custom expense categories.
๐ Timely Notifications & Reminders โ Stay on top of your finances with timely alerts for payments, budgets, and goals.
What’s new
Version 1.0.4 ยท Updated October 17, 2025
๐ What's New: - Android 15 compatibility and compliance updates - Enhanced app security and data protection - Minor bug fixes and performance optimizations
User reviews
5/5 - The best financial tool Iโve used Iโve tried a lot of budgeting apps, but this is the only one that stuck. It gives me total clarity on my spending habits and has helped me save so much more each month. Kudos to the developers for a fantastic app!
Installed today, it seems pretty good. First Suggestion: add a widget to credit or debit money without entering the app.
Best money saver app in the market. And the AI capabilities are insane. Truly amazing.
nice app very usefull
Alternatives to Spendly AI: Smart Budgeting
Looking for apps like Spendly AI: Smart Budgeting? Here are 3 similar Android apps on Google Play. The highest rated is Vantix Law (4.5/5), and all 3 are free to download.
| App | Rating | Price | Installs | Last updated | Compare |
|---|---|---|---|---|---|
| Spendly AI: Smart Budgeting | โ | Free | 500+ | Oct 17, 2025 | |
| Beyond Budget: Budget Planner | 4.4 / 5 | Free | 100,000+ | Oct 23, 2026 | Compare |
| Vantix Law | 4.5 / 5 | Free | 5,000+ | Oct 1, 2026 | Compare |
| Qapital: The Money Saving App | 4.2 / 5 | Free | 1,000,000+ | Sep 23, 2026 | Compare |