Budget & Expenses - Fourmio

💰 FOURMIO — FREE EXPENSE TRACKER & BUDGET MANAGER

Reach the end of the month not knowing where your money went? Fourmio is a free budget management application to track expenses, manage accounts, and reach your savings goals. Ad-free, and works 100% offline with no account. Simple, fast, built for everyday life.


🏦 MULTI-ACCOUNT MANAGEMENT

• Checking, savings, credit card, cash and investment accounts
• Shared accounts for couples, families, kids and roommates — manage finances together
• Balances updated in real time with every transaction
• Trend charts per account at a glance
• Complete activity history per account
• Transfers between your accounts in seconds


💸 SMART TRANSACTION TRACKING

• Record expenses and income in seconds
• Receipt and invoice photos attached to each transaction
• 40+ emoji categories, filters, search and sort
• Import CSV, Excel (.xlsx) and OFX
• Recurring transactions (daily, weekly, monthly, yearly)
• Make transfers between your accounts


🎯 BUDGETS & SAVINGS GOALS

• Monthly budgets by category with progress bars
• Automatic alerts before and after exceeding your limit
• Savings goals with milestone tracking (travel, purchase, emergency fund)
• Overview and progress notifications


🛒 COLLABORATIVE SHOPPING LISTS

• Create custom lists with emoji icons and color choices
• Flexible quantities: g, kg, L, mL, pcs, box, packet or custom unit
• Set estimated price per item to know your total before you shop
• Share a list with family or flatmates — real-time sync across all members
• Each member checks off items as they shop — see who bought what
• Validate purchases in one tap to automatically create budget transactions
• Roles: owner, editor or viewer


👨‍👩‍👧 SHARED ACCOUNTS — FAMILY, FRIENDS, ROOMMATES

• Share an account with your partner, family or roommates
• Each member sees transactions in real time
• Member management and full transparency on shared expenses
• Join a shared account with a simple invite code


🔔 SMART NOTIFICATIONS

• Budget, savings goal and recurring transaction alerts
• Member requests for shared accounts
• Real-time push notifications on all your devices


🔒 SECURITY & PRIVACY

• Biometric authentication (fingerprint, Face ID)
• Sign in with Google or email / password
• Data hosted on secure, GDPR-compliant servers
• Full account deletion available at any time


🐜 ANT MODE — YOUR FINANCIAL COACH

• Track your monthly savings score and progress
• Compare your habits month after month
• A unique indicator that motivates you to spend better


✨ WHY FOURMIO?

✓ Complete expense tracker — all your accounts in one place
✓ Free plan with no ads, optional Premium
✓ Offline mode — use the app without an account or internet
✓ Receipt photos attached to each transaction
✓ Import your bank statements (CSV, Excel, OFX)
✓ Smart budgets with automatic alerts
✓ Savings goals with milestone tracking
✓ Shared shopping lists with real-time purchase tracking
✓ Shared accounts — family, friends, roommates
✓ Automated recurring transactions
✓ Ant Mode — your built-in financial coach
✓ Available in 15 languages
✓ Dark mode and customizable color themes
✓ Real-time sync across all your devices

📲 Download Fourmio now and take control of your finances — it's free.


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Fourmio is an expense tracker and personal budget manager. Works 100% offline (no account) or with cloud sync. Does not connect directly to your bank — manage your data manually or import statements (CSV, Excel, OFX).