PocketBudJet — Budget & Save

Privacy-first budgeting — no bank connection needed. Your data stays on your phone.

Import a PDF or CSV, or type it in. No bank login. No account. No ads.

PocketBudJet is for people who will not hand their bank login to a third party. Share a statement from your bank app, import CSV/OFX, or enter transactions yourself. Track envelopes, goals, and bills on your device.

15-day Premium trial. Card required through Google Play. Cancel anytime before the trial ends. Then $9.99/mo or $74.99/yr.

Simple at first, depth when you want it
- Import or add a few transactions → Home shows where your money went
- One optional nudge at a time
- Turn off tips in Settings for a quiet Home

See your money in five seconds
- Home glance: net, pace, bills due, subs to review
- True Available-to-Spend with envelope rollover
- Pace and spike alerts before month-end surprises

Import without a bank login
- PDF bank statements, CSV, OFX, receipt & screenshot OCR
- Email receipt forwarding
- Works offline — SQLite on your device

Shopping intelligence (Premium)
- Receipt-grounded, UPC-level price compare
- Crowd-backed sightings
- Pre-trip store picks and annual savings scorecard

AI Coach with your context (Premium)
- Plain English answers using your spend and envelopes
- Attach receipts and screenshots
- Self-hosted gateway — no third-party AI sees your identity

Built for real life
- Debt payoff (avalanche, snowball, custom)
- Savings goals with what-if bumpers
- Tax-ready exports with IRS line numbers
- Couples mode with optional local Bluetooth sync
- Web Companion — view and manage finances from any browser on your WiFi (no cloud account)
- 7 languages: English, Español, Deutsch, Français, Português, 中文, Italiano
- Apple Watch + Wear OS + home screen widgets

Premium ($9.99/mo · $74.99/yr after the trial): debt engine, credit-card intel, subscription tracker, what-ifs, full bill calendar, 90-day projection, health score, merchant analysis, receipt scan, full report export, plus Coach, shopping intelligence, cloud backup, and Web Companion.

No ads. No tracking pixels. No data brokers. No bank login required.

Support: [email protected]

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://josspatech.com/docs/pocketbudjet/PocketBudJet_PrivacyPolicy.html