Cash Flow Forecast & Budget

Will your money last until the end of the month? What happens to your balance if rent goes up, or a bonus comes in? Cash Flow Forecast turns your income and expenses into a clear, month-by-month picture of where your balance could be heading.

It is a simple, educational planning tool. Add your numbers, pick a time period, and see an indicative projection in seconds. No sign-up, no bank connection.

HOW IT WORKS
1. Enter your starting balance and choose your currency
2. Add your income and expenses: monthly, yearly, or one-time
3. See your projected balance on a chart, month by month

WHAT YOU CAN DO
• Forecast your cash flow for weeks, months, or years ahead
• Plan a monthly budget with salary, rent, bills, loans, and subscriptions
• Add one-time items like a holiday, a car repair, or a yearly insurance payment
• Compare three what-if scenarios side by side: optimistic, expected, and cautious
• See total money in, money out, and net cash flow at a glance
• Spot a possible shortfall early on the balance trend chart
• Mark items as paid so the current month stays accurate
• Export your results to a spreadsheet
• Use your own currency, with built-in dark mode

WHO IT IS FOR
• Anyone who wants to understand their monthly budget better
• Families planning for school fees, travel, or a big purchase
• Freelancers and gig workers with uneven income
• Students learning how income, expenses, and savings work together

PRIVATE BY DESIGN
• No account or sign-up needed
• No bank login or account linking
• Nothing you enter is stored on our servers. Your numbers stay on your device for the current session only.

EDUCATIONAL USE ONLY – PLEASE READ
This app is for education and personal planning only. It is not a tool for making real financial decisions.
• Results are indicative estimates, based only on the numbers and assumptions you enter.
• Nothing in this app is financial, investment, tax, or legal advice.
• Projections are not guaranteed and real results will differ.
• Please speak to a qualified financial adviser or accountant before making any financial decision.

This app gives you mobile access to the calculator at forecastmycashflow.com.

Questions or ideas? Email us at [email protected]