FLY.MONEY — Online Loan
FINANCIAL COMPANY TERRA CREDIT LLC Finance
Online loan to a bank card 24/7: simple application and clear terms
- Downloads
- 324+
- on Google Play
- Price
- Free
- No in-app purchases
- Updated
- Oct 16
- 2026 · v1.7.1
Screenshots
About FLY.MONEY — Online Loan
Online loan to a bank card — when you need money for unexpected expenses. FLY.MONEY helps you apply for a loan online without office visits, queues, or paperwork. Everything is completed from your smartphone: a short application, identity verification, agreement signing, and receiving funds on your bank card.
Why FLY.MONEY is convenient
• Fully online application available 24/7.
• Minimum documents — no paper proof of income or guarantors.
• Remote identification through BankID of the NBU.
• The amount, term, payments, and total cost are available before signing the agreement.
• Early repayment without penalties.
How to apply for a loan
1. Select the desired amount.
2. Complete a short online application.
3. Verify your identity through BankID of the NBU.
4. Review the loan terms and payment schedule.
5. Sign the agreement using an SMS code.
6. Receive funds on your bank card.
Who can apply
• A Ukrainian citizen aged 18 to 65.
• A holder of a passport or ID card and a Ukrainian taxpayer identification number.
• A user with an active phone number and email address.
• A holder of a personal card issued by a Ukrainian bank.
Main terms
• Loan amount — from UAH 5,000 to UAH 8,500.
• Loan term — from 364 days up to 364 days.
• Payments — every 14 days.
• Interest rate — 0.01% per day.
• Service fee — 0.89% per day.
• Real annual percentage rate (APR): from 3.65% up to 6 291,4%.
Calculation example
Loan amount — UAH 5,000, loan term — 364 days; the first payment is UAH 2,130 and includes: loan origination fee — UAH 1,500, interest — UAH 7, service fee — UAH 623; the total cost of the loan for the entire term is UAH 22,880.
Legal information
Financial services are provided by LIMITED LIABILITY COMPANY FINANCIAL COMPANY “TERRA CREDIT”.
Company registration code (EDRPOU): 32428312.
Address: Offices No. 6, 9, 12, Floor 2, 10 Verkhnii Val Street, Kyiv, 04071, Ukraine.
License: financial company activity with the right to provide financial services — provision of funds and banking metals on credit. Extract from the State Register of Financial Institutions dated 27 September 2024, No. 21/1302-rk.
Why FLY.MONEY is convenient
• Fully online application available 24/7.
• Minimum documents — no paper proof of income or guarantors.
• Remote identification through BankID of the NBU.
• The amount, term, payments, and total cost are available before signing the agreement.
• Early repayment without penalties.
How to apply for a loan
1. Select the desired amount.
2. Complete a short online application.
3. Verify your identity through BankID of the NBU.
4. Review the loan terms and payment schedule.
5. Sign the agreement using an SMS code.
6. Receive funds on your bank card.
Who can apply
• A Ukrainian citizen aged 18 to 65.
• A holder of a passport or ID card and a Ukrainian taxpayer identification number.
• A user with an active phone number and email address.
• A holder of a personal card issued by a Ukrainian bank.
Main terms
• Loan amount — from UAH 5,000 to UAH 8,500.
• Loan term — from 364 days up to 364 days.
• Payments — every 14 days.
• Interest rate — 0.01% per day.
• Service fee — 0.89% per day.
• Real annual percentage rate (APR): from 3.65% up to 6 291,4%.
Calculation example
Loan amount — UAH 5,000, loan term — 364 days; the first payment is UAH 2,130 and includes: loan origination fee — UAH 1,500, interest — UAH 7, service fee — UAH 623; the total cost of the loan for the entire term is UAH 22,880.
Legal information
Financial services are provided by LIMITED LIABILITY COMPANY FINANCIAL COMPANY “TERRA CREDIT”.
Company registration code (EDRPOU): 32428312.
Address: Offices No. 6, 9, 12, Floor 2, 10 Verkhnii Val Street, Kyiv, 04071, Ukraine.
License: financial company activity with the right to provide financial services — provision of funds and banking metals on credit. Extract from the State Register of Financial Institutions dated 27 September 2024, No. 21/1302-rk.
What’s new
Version 1.7.1 · Updated October 16, 2026
1.7.0