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About Esperanza-Préstamo rápido

Esperanza - Fast Loan: We focus on providing high-limit credit solutions. The entire process is online, with ultra-fast approval and disbursement to your account in as little as 30 minutes. We are your reliable financial partner.

Application Requirements:
- Be 18 years of age or older and a resident of Ecuador.

- Have a stable source of income.

- Have a valid bank account.

Our Advantages:
- Fast deposit in just 4 minutes. We respect user privacy and protect your rights and interests.

- Simple process: Just a few steps to easily obtain a loan, saving you time and worry.

- 100% online process: The entire process is completed via phone, without paper documents.

- Once approved, funds will be transferred quickly to your account, with no waiting.

- 24/7 data protection to guarantee the security of your personal information, ensuring your data and privacy are protected. - Transparent rates, no hidden fees: We offer low-interest loans with no additional or hidden charges.

- Flexible payment options: Choose the repayment term that best suits you, ensuring a smooth and worry-free payment experience.

- Data security guarantee: We have implemented end-to-end encryption to store data, we do not share information with third parties, and we adhere to the principle of obtaining the minimum permission necessary.

About our product
- Loan amount: From $45 to $5,000 USD;

- Term: From 91 to 240 days;

- Interest rate: Annual Percentage Rate (APR) from 18%, not exceeding 35%, transparently calculated.

Example repayment calculation: If the user chooses to borrow $2,000 USD, with a term of 120 days (4 months), and receives the $2,000 USD after approval.

Daily interest: 2,000 * 0.05% = $1 USD
Monthly interest: 2,000 * 0.05% * 30 = $30 USD
Total interest for 120 days: 30 * 4 = $120 USD
Monthly payment amount: 2,000 / 4 + 30 = $530 USD
Total paid in 120 days: 530 * 4 = $2,120 USD

Contact us
- Email: [email protected]
- Service hours: Monday to Friday: 9:00 AM – 6:30 PM
- Address: Av. 6 de Diciembre N34-360, Quito, Ecuador