Endowus: Invest CPF, SRS, Cash

Thousands invest and grow their Cash, CPF & SRS with Endowus.

Built for the Singapore-Based Investor
Licensed by the Monetary Authority of Singapore (MAS), Endowus is a financial technology company and the first-and-only digital investment advisor for the Central Provident Fund (CPF), Supplementary Retirement Scheme (SRS), and cash. Endowus offers access to superior investment products that are tax and currency efficient, personalised advice, and lower costs on a seamless digital investment platform for everyone. Partnered with UOB Kay Hian, Singapore’s largest broker, client assets and positions are safely held in the client’s own name.

Personalised Advice
Clients love us for our digital wealth platform built and our human advice. You can schedule a call with one of our MAS-licensed investment advisors whenever you want.

Lower Fees. Higher Returns. No Sales Charges.
No sales fees. No transaction fees. 100% trailer fee rebates. We can't control the markets, but we can help you reduce the amount you pay in fees. We provide you access to the best investment opportunities at a fraction of the industry average.

Access the Experts and Invest with the Best
We implement our portfolios by accessing leading global fund managers with the expertise, scale and real, proven track records in implementing their strategies successfully over time. We access their best-in-class funds at the lowest cost possible, so you grow your money like the best investors in the world. Access PIMCO, Vanguard, Dimensional, Schroders, First State, Legg Mason, Fullerton, and more.

Science over Speculation.
Evidence-based investing means using time-tested, research-backed strategies to reach your goals. Underpinned by broad diversification and passive strategic asset allocation to create your portfolios, we maximize returns while minimizing risk over the long-term. Backed by the research of Nobel Laureate academics, we advocate passive and systematic strategies that have broad market exposure.

Featured in the Press
"Locals who want to invest their Central Provident Fund (CPF) savings are being wooed with a less costly option by financial advisory firm Endowus." - The Straits Times

"Low cost portfolios get you a headstart, says Endowus. The fee-only firm will invest in institutional share classes of funds, where management fees are significantly lower." - The Business Times