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About ElegíCrédito: Préstamos Ya

Apply for your loan NOW with ElegíCrédito!

ElegíCrédito: Préstamos Ya is a loan intermediation platform that connects you with the best financial institutions in Argentina.

⚠️ IMPORTANT: We are NOT direct lenders. We are an intermediary that helps you find the most suitable personal loan options based on your credit profile.

**Partner Institutions:**
• ArgenPesos Online Loans
• FlexiPrest - Quick Loan
• Cuentasoles - Personal Loan
• MatePlata: Secure Loan
• CréditoExpress - Préstamos NOW
and more verified partners.

**How ​​does it work?**
1. Register with your cell phone number
2. Fill in your basic information (name, email, employment information, banking information, etc.)
3. Our system evaluates your profile and recommends the best available options
4. Choose the one that best suits you and complete the application directly with the financial institution.

**Loan Simulation Examples (for guidance only):**

**Example 1: $100,000 for 120 days**
• Daily interest: 100,000 × 0.05% = 50 pesos
• Monthly interest: 50 × 30 = 1,500 pesos
• Total interest: 1,500 × 4 = 6,000 pesos
• Monthly payment: (100,000 ÷ 4) + 1,500 = 26,500 pesos
• Total amount to repay: 26,500 × 4 = 106,000 pesos

**Example 2: $300,000 for 12 months**
• Approximate Annual Nominal Rate (ANR): 24%
• Approximate monthly interest: ~6,000 pesos
• Approximate monthly payment: ~28,500 pesos
• Approximate total amount to repay: ~342,000 pesos

*Actual rates, amounts, and terms depend on the partner financial institution and your credit evaluation. The final rate will be determined based on the risk analysis. ElegíCrédito does not grant loans or set rates.

**General characteristics:**
• Amount: from $50,000 to $5,000,000*
• Term: minimum 61 days - maximum 3 years
• Annual Percentage Rate (APR): from 15% to 36%*

**Privacy and security**
We protect your data with the highest standards. We only collect the necessary information (name, email, phone number, employment information, banking details, etc.) to evaluate your application and connect you with the financial institutions. We do not sell or share your personal information with third parties outside the process.

Download ElegíCrédito and find the financial solution you need today.

WIZ CAPITAL LTD
Bruzzone 4978, X5147, Córdoba, Argentina
Contact: [email protected]

This app is for users 18 years of age and older.

What’s new

Version 1.0 · Updated June 15, 2026

ElegíCréditoPréstamosYa 1.0

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