DuitGain: Credit Card Compare

Which credit card should you use today? DuitGain is a free, independent credit card app for Malaysia. No sign-up. No ads. No sponsored rankings.

📷 SCAN A SHOP'S QR
• Scan the shop's DuitNow QR and see which of YOUR cards earns the most there
• See bank card deals at that shop
• Tap any card to see why: rates, tiers, minimum spend and caps

💰 CALCULATORS
• Cashback, Enrich and KrisFlyer calculators for 18 Malaysian banks
• Enter your monthly spending across 15 categories and see every card ranked by what you actually get back
• Caps, minimum spend and tiered rates are all taken into account
• Combo optimizers find the best pair of cards for your spending
• Cashback vs Enrich: cash or miles, which pays you more?
• Filter by income, bank, and Islamic or conventional cards

📚 CARD LIBRARY
• Browse 280+ Malaysian credit cards
• Annual fee and waiver, minimum income, overseas FX fee, earn rates and caps
• Compare cards side by side
• Links to the bank's official card page, product disclosure sheet and terms

✈️ AIRPORT LOUNGES
• Search an airport, city or country
• See which lounges your cards get you into, from each bank's own lounge list

🏷️ PROMOTIONS AND DEALS
• Latest bank promotions in short, plain summaries, including balance transfer and quick cash
• Thousands of card deals at shops, restaurants and hotels
• Expired promotions disappear by themselves
• Optional alerts for promotions on your own cards

⭐ MY CARDS
• Save the cards you already have, no account needed
• See promotions, lounges and the best card for each shop for your cards only
• Your list stays on your phone

✨ MADE FOR MALAYSIA
• English, Bahasa Malaysia and 中文
• Light and dark mode
• Card data is checked against the banks' terms and updated on our server, so you see the latest rates without updating the app

🔒 PRIVACY FIRST
DuitGain does not ask for your name, IC, phone number, or any bank or card details. Your spending amounts are used only to calculate your results and are not stored.

IMPORTANT
DuitGain is an independent service and is not affiliated with, endorsed by, or sponsored by any bank or card issuer. All figures are estimates based on information published by the banks and may not reflect every term, condition or promotion. Please always confirm the details with the bank before applying for or using a card.

Questions or feedback? Email [email protected]