Prosperics: AI Finance Tool

About Prosperics: AI Finance Tool

Find your student loan payment, paycheck take-home, SNAP eligibility, or retirement number in seconds — then ask AI what to do next. No bank linking required. Calculations run on your device.

Most money apps track the past. Prosperics combines an AI advisor with 19 calculators that know your plan, grade your finances, and give you a clear verdict on every money decision.

PROSPERICS AI ADVISOR
Ask anything in plain English: "Can I afford this house?" "How do I retire by 60?" "What if I put 20% down?" The AI knows your goals and calculator history, runs the math, explains results in one tap, answers with charts, and creates PDF reports. Educational — not financial advice.

FINANCIAL HEALTH SCORE
Your money. One screen. Graded A+ to F across savings, debt, housing, emergency fund, and retirement. See net worth, biggest win, biggest risk, what-if sliders, monthly reviews, and an action queue of the exact moves that raise your score.

19 CALCULATORS — UNITED STATES
· Paycheck & Income — real take-home after federal, state & FICA taxes, all 50 states
· Student Loan (RAP/SAVE/IBR/PAYE) — compare every income-driven repayment plan
· US Benefits — SNAP, EITC, Child Tax Credit, ACA eligibility checker
· Self-Employment / 1099 — quarterly taxes, QBI deduction, S-Corp, W-2 vs 1099
· Mortgage — buy vs rent, PMI, refinance break-even, amortization, all 50 states
· OBBBA Tax — 2025 Big Beautiful Bill Act impact on your household
· Retirement — 401(k), IRA, Roth IRA, Social Security, Monte Carlo simulation
· Debt — Snowball, Avalanche, and consolidation payoff comparison
· Stock — 3-scenario DCF valuation, Graham Number, live SEC EDGAR data
· Car — buy vs finance vs lease, EV vs gas, total cost of ownership
· Budget, Loans, Rental Property, Compound Interest, Refinance Analyzer

GOALS, ALERTS & WEEKLY CHECK-INS
Track any calculator result as a goal with milestones, streaks, and projections. Rate alerts re-run your saved decisions when interest rates change — you get notified if the verdict shifted. Weekly plan digest and 1-tap check-ins.

MARKETS
Live CPI inflation, US Treasury yields, 10+ years of company earnings, and super-investor 13F filings — sourced from BLS, Federal Reserve, SEC EDGAR, and Freddie Mac.

BUILT FOR TRUST
· 256-bit encrypted sync — your data is never sold
· No bank linking — you own your numbers
· Calculations run on your device
· Built for all 50 US states + DC
· English · Español (Estados Unidos)
· Educational only — not financial advice

PRO SUBSCRIPTION
Start free. Go Pro for unlimited AI advisor, goals, saves, rate alerts, live rates, PDF reports, and an ad-free experience. Monthly or annual via Google Play. Cancel anytime in Play Store > Subscriptions.

Prosperics provides calculators and educational tools only. All figures are estimates. Not financial, legal, tax, or investment advice.
Terms: https://prosperics.com/terms | Privacy: https://prosperics.com/privacy | [email protected]