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About BAO PI SPI

BAO PI SPI is your mobile banking application for transfers Instant and secure payments in Guinea-Bissau and throughout the UEMOA zone. Send and receive money in a few seconds, at any time, to Any account participating in the Instant Payment System (SPI) of the BCEAO.

INSTANT TRANSFERS
Several ways to send money, depending on what you have on hand: • By IBAN • By alias SPI (phone number or payment identifier) • By reading QR code • By contact of your phone book

PAYMENT REQUESTS
Request a payment to another SPI user and receive a notification When he accepts or rejects your request

HISTORY AND CANCELLATION See all your transactions with filters by date and type. If Send money by mistake, you can start a cancellation directly from Application.

MULTI-ACCOUNT Turn several BAO accounts in one place and alternate between them with one Single touch.

BIOMETRIC AUTHENTICATION Log in quickly and securely with your fingerprint or Face ID (on compatible devices).

SAFETY FIRST Your safety is our first principle: • Encrypted communications in HTTPS • Protection against screenshots on sensitive pages • Automatic cleaning of the clipboard after copying account data • Protected session with automatic expiration due to inactivity • Biometric lock to confirm sensitive operations

MULTILINGUAL
Available in Portuguese (Guinea-Bissau), French, and English. Change the language at any time in the application settings.