FlyCred - Préstamos Online

FlyCred - Online Loans
FlyCred is a digital financial intermediation platform for legal residents of Argentina. We work with entities regulated by the BCRA (Central Bank of Argentina) to offer loans tailored to each user in a fast and secure manner.

💵 Detailed Service Information
Available Amounts: 300,000 to 800,000 ARS (subject to credit evaluation; amounts in the app in USD are for currency conversion purposes only)
Repayment Term: 91 to 180 days, payment in installments as chosen
Variable Daily Rate: 0.0410% - 0.0551%
Variable Annual Nominal Rate (TNA): 14.98% - 20.12% (excluding VAT and administrative fees)
VAT on Interest: 10.5%, calculated only on interest. Principal and fees are exempt from VAT
Administrative fee varies depending on the loan amount and term, included in the Total Financial Cost (TFC)
Note: The TFC varies depending on the borrower's profile, term, taxes, and fees. We offer various payment options after approval.
The Total Cost of Financing (TCF) includes interest, VAT, and fees, representing the total annual cost according to Argentine regulations.

📌 Illustrative Example
Loan: ARS 500,000, term 120 days
Principal: ARS 500,000
Estimated Interest: ARS 24,000
VAT 10.5%: ARS 2,520
Administrative Fee: Variable amount
Total to pay: Principal + Interest + VAT + Fee
Payment Method: Installments according to term
Note: The final TCF is displayed before accepting the offer. All values ​​are for reference only; definitive terms are found in the app's contract.

✨ Advantages
✔ Digital processes, no in-person documentation in most cases
✔ Fast, automated evaluation after uploading your data
✔ Personalized offers tailored to your credit history
✔ Complete transparency: all costs and the APR are visible upfront
✔ Data protection aligned with the Argentine Data Protection Law

📲 Steps to apply for credit
1. Install the FlyCred app
2. Register your account with your mobile number
3. Complete your personal and financial information
4. Wait for the system's automatic analysis
5. If your application is approved, choose the payment method available on the platform

🔐 Data protection
We comply with data security regulations. Your information is only used to manage credit applications. We do not share data with third parties without your explicit written consent.

⚠ Legal notice and risk warning
1. FlyCred only acts as an intermediary. All our partner entities are authorized and regulated by the Central Bank of Argentina (BCRA).
2. Approval, amounts, terms, APR, VAT, fees, and total financial costs depend on the evaluation of each financial institution.

3. Read all terms and costs before accepting any financing offer.

4. Risk: Excessive debt damages your credit history and generates late fees. Only apply for credit if you have the capacity to repay.

📩 Customer Service
Official support email: [email protected]

🚀 Download FlyCred to access digital financing tailored to your needs. Exclusive app for Argentine residents over 18 years of age.