Dhanamfin

Dhanamfin brings three trusted financial services into one app — NCD investments, safe deposit lockers, and digital gold savings — from Dhanam Investment and Finance Private Limited, an RBI-registered NBFC.

WHAT YOU CAN DO

NCD INVESTMENTS
Subscribe to Non-Convertible Debenture series with fixed returns of up to 13% per annum. Choose monthly, quarterly, or cumulative payout schemes. View your portfolio, interest ledger, and statement of account anytime — and download a PDF SOA whenever you need it.

SAFE DEPOSIT LOCKERS
Reserve a bank-grade safe deposit locker at any Dhanam branch. Biometric access, 24x7 CCTV-monitored vaults, and full insurance against fire, theft, and force majeure. Pay annual rent plus a refundable security deposit that earns 13% p.a. while held.

DIGITAL GOLD SAVINGS
Accumulate 22-karat gold from just Rs 10 per day via UPI AutoPay. Daily, weekly, biweekly, or monthly contribution plans — each installment buys grams at the prevailing rate. Redeem as physical gold from an empanelled jeweller or as cash at the closure-date price.

KEY FEATURES

- Quick self-onboarding with DigiLocker, PAN, and Aadhaar verification
- Digital agreements with e-signature — no paperwork
- UPI AutoPay and eNACH mandate setup for hassle-free recurring payments
- Track every investment, payment, document, and mandate in one place
- Built-in support tickets — message Dhanam directly from the app
- Push notifications for payment confirmations, mandate updates, and statements
- Customer dashboard with portfolio value, accumulated grams, and locker status
- Find your nearest branch and book a visit

SECURITY & COMPLIANCE

- Dhanam Investment and Finance Private Limited is an RBI-registered NBFC
- All data encrypted in transit; sessions secured with JWT authentication
- PAN and Aadhaar handling compliant with the Aadhaar Act 2016 and DPDP Act 2023
- Phone + OTP login with rate limits and full audit trail

Need help? Visit lockers.dhanamfinance.com or open a support ticket from the app.

Developed by Dhanam Investment and Finance Private Limited
Coimbatore, Tamil Nadu, India