FOY: Portfolio Tracker & FIRE

A portfolio tracker and FIRE (financial independence) app that brings every investment onto one screen — from BIST stocks and TEFAS funds to crypto and gram gold.

TRACK YOUR WHOLE PORTFOLIO
BIST shares, TEFAS investment funds, crypto, currencies and commodities — all in one place.

- BIST stocks — every Borsa Istanbul share, cost and return per lot
- TEFAS funds — over fifteen hundred investment funds with current unit prices
- Crypto — Bitcoin, Ethereum and dozens of altcoins
- Gold and commodities — gram gold, quarter gold, ounce gold, silver, platinum, oil
- Currencies — dollar, euro, sterling and more
- US stocks and ETFs — Nasdaq, S&P 500
- Cash and deposits

REAL COST BASIS, REAL RETURN
You enter the purchase price yourself; the app never guesses it. Weighted average cost, profit/loss percentage and amount are calculated separately for every holding. Mark bonus shares as dividends: the quantity is added while the cost stays zero. Prices update while markets are open and freeze when they close, following real exchange hours and the holiday calendar. You will not see a bogus daily change on a weekend.

KNOW YOUR CASH FLOW
See exactly where your income comes from — active earnings, passive income (rent, dividends, interest) and pure portfolio performance are tracked separately. Watch your financial independence ratio grow as passive income covers more of your monthly expenses. Every income source is archived month by month, so your history is always there.

CALCULATE YOUR FREEDOM DATE
Enter your annual expenses and FOY instantly calculates your financial independence target using the 4% Rule. See your exact freedom year and month — and watch it get closer as your portfolio grows.

COMPOUND INTEREST PROJECTIONS
Simulate your wealth growth with advanced compound interest tools. Adjust monthly contributions, expected return and inflation to see how small changes create large long-term results. Follow the path of your net worth and how close you are to your savings target.

MULTIPLE PORTFOLIOS
Manage up to 5 independent portfolios for different strategies, goals or family members. Each portfolio has its own holdings, its own income, its own chart.

SEE YOUR HISTORY
7 and 30-day portfolio charts, monthly income trend, income breakdown — you cannot know where you are going without seeing where you came from. Even on days you never open the app, the chart keeps filling in from those days' real market prices; your history has no gaps.

TRANSACTION HISTORY
Every buy, sell and dividend is recorded permanently. See when, how many units and at what price, any time you want.

YOUR JOURNEY, GAMIFIED
Progress through 8 FIRE levels from Kadem to Mecen as your portfolio grows toward your freedom target.

PRIVACY FIRST
All data is stored locally on your device. No account, no cloud sync, no data sharing, no ads. Your portfolio stays with you. Lock the app with Face ID or Touch ID, and back your data up to a file you can restore later.

WHO IT IS FOR
- People who buy and sell shares on BIST
- People who follow TEFAS funds
- People saving in gold, currencies and crypto
- People who want their net worth, deposits and cash included, in one place
- People aiming for early retirement (FIRE)
- People tired of keeping their portfolio in a spreadsheet

PRICING
30-day free trial with full access to every feature. After that, 29.99 TL monthly or 149.99 TL yearly - around 58% less than paying monthly. The subscription starts inside the app and can be cancelled at any time. No hidden charges, no ads.

FOY is a portfolio tracking and financial planning tool. It does not provide investment advisory services; no information, calculation or indicator in the app constitutes a buy or sell recommendation, a guarantee or a promise of return. All investment decisions are entirely the user's own responsibility.