Daily Kharcha: Expense Tracker
Kashif Ramzan Finance Contains ads
Offline expense tracker: budgets, committee (BC), lending & bills. No signup.
- Downloads
- 1.3K+
- on Google Play
- Price
- Free
- No in-app purchases
- Updated
- Sep 6
- 2026 · v1.9.0
Screenshots
About Daily Kharcha: Expense Tracker
Daily Kharcha is a simple, offline money & expense tracker built for South Asia and the Gulf — available in English, Urdu, Arabic and Hindi, with multiple currencies.
Track your daily spending, income and budgets, and keep your credit (udhaar), installments (qist) and committee (BC / chit fund) organized — all on your phone, with no login and no internet needed. Your data stays private on your device.
WHY DAILY KHARCHA?
✓ 100% offline — no account, no sign-up, works without internet
✓ Private — your data never leaves your phone
✓ Lightweight, fast and free
TRACK YOUR MONEY
• Add income & expenses in seconds with a built-in calculator
• Organize with colorful categories — or create your own
• Search and filter by day, week, month, or a custom date range
• See daily, weekly and monthly totals at a glance
BUDGETS & SAVINGS
• Set monthly budgets per category with over-spend alerts
• NEW: Savings Goals — set a target (Eid, a new phone, Hajj) and watch your progress grow
PLAN AHEAD (NEW)
• Envelopes — give this month's income a job before you spend it, and see what's left in each category
• Upcoming — every bill, installment and committee round due in the next 30, 60 or 90 days, with a warning if your balance will run short
• Clear your debts — a payoff plan showing the month each debt finishes
KHATA — CREDIT & INSTALLMENTS
• Track money you lent or borrowed (udhaar), person by person
• Manage installment plans (qist) with a clear payment schedule
• Send friendly reminders on WhatsApp
COMMITTEE / BC (NEW)
• Track your committee — BC, kameti or chit fund — with all members in one place
• See at a glance who has paid each round, and who hasn't
• Works for fixed turns and for parchi / lucky draws
• Send WhatsApp reminders to members who haven't paid yet
• Always know when your turn to collect arrives
REPORTS & INSIGHTS
• Beautiful animated charts showing where your money goes
• NEW: Monthly Wrapped — a shareable summary of your month
• Smart insights & spending streaks to build a saving habit
• Export your reports to PDF, and back up all your data to a file
AUTOMATION
• Recurring transactions for bills & salary
• Daily reminder so you never forget to log
SECURITY & BACKUP
• App Lock with PIN & fingerprint
• Backup & restore your data anytime
DESIGN
• Clean, modern look with Dark Mode
• Home-screen widget for your balance & today's spending
• Available in English, Urdu (اردو), Arabic (العربية) and Hindi (हिन्दी)
• Supports 15 currencies including PKR, INR, AED, SAR and more
Whether you're tracking household kharcha, running a small shop, or saving for something big — Daily Kharcha makes managing money simple, private and offline.
Download now and take control of your Daily Expenses!
Track your daily spending, income and budgets, and keep your credit (udhaar), installments (qist) and committee (BC / chit fund) organized — all on your phone, with no login and no internet needed. Your data stays private on your device.
WHY DAILY KHARCHA?
✓ 100% offline — no account, no sign-up, works without internet
✓ Private — your data never leaves your phone
✓ Lightweight, fast and free
TRACK YOUR MONEY
• Add income & expenses in seconds with a built-in calculator
• Organize with colorful categories — or create your own
• Search and filter by day, week, month, or a custom date range
• See daily, weekly and monthly totals at a glance
BUDGETS & SAVINGS
• Set monthly budgets per category with over-spend alerts
• NEW: Savings Goals — set a target (Eid, a new phone, Hajj) and watch your progress grow
PLAN AHEAD (NEW)
• Envelopes — give this month's income a job before you spend it, and see what's left in each category
• Upcoming — every bill, installment and committee round due in the next 30, 60 or 90 days, with a warning if your balance will run short
• Clear your debts — a payoff plan showing the month each debt finishes
KHATA — CREDIT & INSTALLMENTS
• Track money you lent or borrowed (udhaar), person by person
• Manage installment plans (qist) with a clear payment schedule
• Send friendly reminders on WhatsApp
COMMITTEE / BC (NEW)
• Track your committee — BC, kameti or chit fund — with all members in one place
• See at a glance who has paid each round, and who hasn't
• Works for fixed turns and for parchi / lucky draws
• Send WhatsApp reminders to members who haven't paid yet
• Always know when your turn to collect arrives
REPORTS & INSIGHTS
• Beautiful animated charts showing where your money goes
• NEW: Monthly Wrapped — a shareable summary of your month
• Smart insights & spending streaks to build a saving habit
• Export your reports to PDF, and back up all your data to a file
AUTOMATION
• Recurring transactions for bills & salary
• Daily reminder so you never forget to log
SECURITY & BACKUP
• App Lock with PIN & fingerprint
• Backup & restore your data anytime
DESIGN
• Clean, modern look with Dark Mode
• Home-screen widget for your balance & today's spending
• Available in English, Urdu (اردو), Arabic (العربية) and Hindi (हिन्दी)
• Supports 15 currencies including PKR, INR, AED, SAR and more
Whether you're tracking household kharcha, running a small shop, or saving for something big — Daily Kharcha makes managing money simple, private and offline.
Download now and take control of your Daily Expenses!
What’s new
Version 1.9.0 · Updated September 6, 2026
This update focuses on stability: • Fixed a bug where banner ads could cause a blank screen • Fixed a rare crash when opening the app • Safer backups so a restore never leaves data half-saved • Polished Clear Debt, Envelope Budgeting, and Upcoming for a smoother experience • Fixed reminders not saving properly in some cases • Small translation and text fixes Thank you for using Daily Kharcha!
User reviews
Best Expense Tracker 🤲♥️
aap bohut acha or easy to use he Lekin plxz extra cotogeries ko remove krne ka option or agr hamen monthly catogeries ko dekhna ho Jese k food catogeries monthly Kya Kya kis date ko Kitna expense hoa he ye bhi aajaya kare tu acha hojaega
The core app works indefinitely at no cost. You can track expenses, review history, and manage categories without hitting a wall.
Really helpful app for keeping track of my expenses. Simple, easy to use, and convenient for managing daily expenses.
I’ve been using this expense tracker and found it very helpful for managing my daily finances. It has a simple, user-friendly interface and makes it easy to record expenses, organize spending, and keep track of my budget. The reports and summaries are especially useful for understanding where my money is going. Over...
Great app, using it to manage my daily expenses, Very helpfull