Apna Khata

Apna Khata is a free, offline credit ledger and mini shop-management app built for small shopkeepers across Pakistan, India, Bangladesh, Nepal and Sri Lanka.

No signup, no OTP, no internet needed. Your shop's data stays on your phone — not on someone else's server.

CREDIT LEDGER (KHATA)
• Track what a customer takes on credit and what they pay back
• Running balance calculated automatically — no more arguing over numbers
• Due dates, reminders, and overdue alerts
• Supplier ledger too — track what you owe distributors

MINI POS / QUICK BILLING
• Scan a barcode or search your item list
• One-tap cash or credit sale
• Instant, itemised receipt

PURCHASES & STOCK
• Record what you buy from suppliers
• Stock updates automatically with every sale and purchase
• Low-stock alerts so you never run out

PROFIT & LOSS
• See what your shop actually made — not just balances
• Revenue, cost and expenses in one view

RECEIPTS & REMINDERS
• Bluetooth thermal receipt printing
• WhatsApp and SMS payment reminders
• UPI QR code on reminders (India)
• Statements and reports as PDF or CSV

BUILT FOR THIS REGION
• English, Urdu and Hindi
• PKR, INR, BDT, NPR, LKR with correct number formatting
• Works completely offline — no data charges, no lag

Your data, your phone, your control. Backup anytime to a file or Google Drive — never forced, always your choice.

Apna Khata — the free way to run your shop's credit book, billing, stock, and profit tracking, all in one place.