CrediCek – Cek Skor & Limit

CrediCek is an application that checks your credit score and estimates your loan limit (pre-approval) for your financial needs in Indonesia.

Key Features:
• Instant Credit Score Check
• Loan Limit Estimate from partner financial institutions
• Fast processing, encrypted data & 100% free
• No direct disbursement of funds

Example of Products from Our Partners:

As part of our recommendation feature, here is an example of a financial product from our registered partners for transparency purposes:

• Loan Amount: IDR 200,000 - IDR 80,000,000
• Term: Shortest term: 93 days, longest: 360 days
• Maximum Interest: 24% APR per annum (No additional administration fees)

Calculation Simulation (Example):
If you view an offer with a limit of IDR 5,000,000 and a term of 93 days through our platform:

Total interest: IDR 5,000,000 × (24%/365) × 93 = Rp305,753
Total repayment: Rp5,000,000 + Rp305,753 = Rp5,305,753
Monthly installment: Rp1,768,584*

*The simulation above is for informational purposes only as a reference for the annual fee (APR). Final approval will still follow the partner's internal policies.

Important Notice:
CrediCek is a pre-credit assessment (prescreening) platform and is not a financing institution or online loan provider.

About the Recommendation Feature:
The product recommendation feature in this application uses an algorithm to match your credit score profile with the general criteria of our partners. Product information (such as interest rates and terms mentioned above) is provided directly by each partner financial institution.

About Approval:
CrediCek never disburses funds directly. Credit approval decisions, final limit amounts, and the disbursement process are entirely at the sole discretion of partner financial institutions registered with and supervised by the Financial Services Authority (OJK).

Suitable for those who want to:
– Know their personal credit score
– Prepare for future loan applications
– See estimated limit estimates before applying for funds