FinClick — кредит онлайн

FinClick is an application for applying for a consumer loan online on a card. You can apply from your smartphone without visiting an office, queues and paper documents.

The service is suitable for situations where you need financial support for current expenses, payment for services or unforeseen needs. The application is considered after an online data check and creditworthiness assessment.

What you can do in the FinClick application:
• apply for a loan online;
• choose the loan amount and term of use;
• pass identification via BankID;
• receive a decision on the application after data verification;
• read the terms and sign an electronic contract;
• if approved, receive funds on a bank card;
• view loan information in your personal account;
• repay the loan online or by bank transfer.

Advantages of FinClick:
• online loan on a card 24/7;
• application without visiting an office;
• simple application process;
• without collateral and guarantors;
• without income certificate;
• protection of personal data;
• transparent conditions before signing the contract.

To apply, you need:
• Ukrainian citizenship;
• age from 18 to 65 years;
• passport or ID card;
• RNOKPP / TIN;
• active phone number;
• bank card of a Ukrainian bank;
• Internet access.

Basic terms of FinClick lending:
• loan amount: from 5,000 to 8,000 UAH;
• loan term: up to 364 days;
• payment frequency: every 14 days;
• interest rate: 0.01% per day;
• service fee: 0.91% per day;
• loan issuance fee: 25% of the loan amount;
• maximum real annual percentage rate / APR: up to 5,515.12%;
• early repayment is available in accordance with the terms of the contract.

Before signing the contract, the user sees the loan amount, term of use, payment schedule, interest rate, fees, total cost of the loan and other essential conditions. Submitting an application does not guarantee obtaining a loan: the decision depends on the results of the creditworthiness assessment.

Calculation example:
In the case of early repayment of a loan of 5,000 UAH after 14 calendar days, the total cost of the loan will be 6,894 UAH. The amount includes the loan principal of 5,000 UAH, interest for use of 7 UAH, a service fee of 637 UAH and a loan issuance fee of 1,250 UAH.

Full information about lending terms, real annual interest rate, total loan cost, repayment procedure, examples of calculations, warnings for consumers and privacy policy are available on the official FinClick website.

Legal information:
Financial services are provided by LLC "INVESTMENT FINANCE GROUP".
EDRPOU code: 36413053.
Address: 04071, Ukraine, Kyiv, Verkhniy Val st., building 4-V, entrance 1, floor 2, offices No. 9-14.
License: activities of a financial company with the right to provide services - provision of funds and bank metals on credit. Extract from the State Register of Financial Institutions dated 07.03.2024 No. 27-0026/18063.