Payday Planner App - MoneyMap

Paid every two weeks? Most budget apps assume you're not.

MoneyMap is a paycheck budgeting app built around your real pay cycle. Instead of a monthly budget that breaks the moment payday lands mid-month, MoneyMap plans from paycheck to paycheck and shows you one number: what's safe to spend today, after the bills and savings goals you've already committed to.

▸ BUILT FOR PAYCHECK TO PAYCHECK BUDGETING
If you're living paycheck to paycheck, a monthly budget planner doesn't match reality. MoneyMap aligns every budget to your actual pay period, whether that's weekly, biweekly, semi-monthly, or irregular income. Freelancers, 1099 contractors, and anyone with variable pay can budget by paycheck instead of guessing.

▸ SAFE TO SPEND, AT A GLANCE
Open the app and see one number. MoneyMap subtracts upcoming bills, recurring subscriptions, and savings goal contributions from your balance, so the number you see is money you can actually spend without breaking anything.

▸ AUTOMATIC BILL TRACKER
MoneyMap detects recurring bills and subscriptions from your transactions and builds your bill calendar for you. Get reminders before each bill is due, catch subscription price hikes, and never get surprised by a payment again.

▸ SPENDING TRACKER AND EXPENSE TRACKER
Every transaction is categorized automatically. See where your money goes with clear spending charts, compare your spending pace against previous months, and set spending goals by category. Manual expense entry is there whenever you want it.

▸ ENVELOPE BUDGETING AND CASH STUFFING
Prefer the envelope method? MoneyMap includes digital envelope budgeting, a modern take on cash stuffing without the cash. Assign every dollar a job with zero-based budgeting and roll unspent money forward to the next pay period.

▸ SAVINGS GOALS AND DEBT PAYOFF
Set savings goals with target dates and let MoneyMap fund them automatically each payday. Track debt payoff progress alongside your budget so you can see the finish line.

▸ SHARED HOUSEHOLD BUDGET
Budget together. Invite a partner, spouse, or roommate to a shared household budget. Couples get a joint view of shared bills, spending, and savings goals while keeping personal accounts private. Built for couples budgeting, roommate expense splitting, and family household budget tracking.

▸ PRIVACY FIRST, BY DESIGN
Your financial data belongs to you. MoneyMap stores your data locally on your device and syncs it with end-to-end encryption, so nobody, including us, can read it. Lock the app behind biometrics. No ad networks, no data selling, no exceptions.

▸ SECURE BANK CONNECTIONS, OPTIONAL
Connect your bank for automatic transaction import, or skip it entirely and track everything manually offline. Bank connections are read-only and handled through a regulated provider. The choice is yours.

WHY MONEYMAP INSTEAD OF ANOTHER BUDGET APP
• Real paycheck budgeting, not a monthly budget with extra steps
• One clear safe-to-spend number instead of forty charts
• Envelope budgeting, bill tracking, and savings goals in one app
• Private by architecture, not by promise
• Fair pricing, no ads, no upsells

PRICING
MoneyMap is free to try. Full access is $5.99 per month or $49.99 per year.

Questions or feedback? I'm a solo developer and I read every message: [email protected]