Saxcredit

Saxcredit is the loan and collections management system designed for finance companies, lenders, and cooperatives—from the office to the field, with your collectors on the road.

TOTAL CONTROL OF YOUR PORTFOLIO:

• Complete customer profile: basic information, guarantor, employment information, property/rental status, personal references, spouse, notes, and guarantee history.

• Loan applications with installment simulations before approval.

• 6 amortization formulas (simple, French, German, dynamic German, American, and manual), plus the option to create your own custom formula.

• Receipts and collections with automatic allocation of late fees, taxes, interest, and principal—thermal printing via Bluetooth or PDF.

WORK OFFLINE, FOR REAL:
Your collectors don't depend on a signal to work their routes: starting the day, collecting payments, renewing loans, recording expenses, and route reconciliation all work 100% offline, and everything syncs automatically as soon as the connection is restored.

ROUTES AND COLLECTORS:
• Organize your portfolio by routes and sectors.

• Real-time map showing the location of your collectors while they work (only while the app is open).

• Route reconciliation with complete details: payments collected, advances, arrears, renewals, expenses, and net cash to be delivered—with a history of previous reconciliations.

MULTI-COMPANY AND MULTI-PLATFORM
Each financial institution has its own portfolio, completely isolated from the others. Use Saxcredit from your cell phone, tablet, computer, or browser—the same account, on any device.

EVERYTHING YOUR OFFICE NEEDS:
• Bank accounts and accounts payable, with deposits, withdrawals, and checks.

• Expense tracking by category.

• Cash register and teller shifts.

• Over 40 export-ready reports.

• Risk sharing network: view a client's credit history at other financial institutions within the network, with their consent.