CheckBook: Debt & Balance

CheckBook – Your Simple Debt & Balance Tracker

Who owes you? Who do you owe? Stay on top of every balance with CheckBook.

CheckBook makes it simple to track debts, money given, money received, transactions and personal balances — all in one organized place.

Whether you're tracking money between friends, family, roommates, personal lending, shared expenses or everyday payments, CheckBook helps you know exactly where you stand.

💰 KNOW WHO OWES YOU

See your financial position at a glance.

• Total money owed to you
• Total money you owe
• Net balance
• Owed vs owing breakdown
• Recent transactions

No more guessing. Just a clear view of your outstanding balances.

👥 MANAGE PEOPLE & ACCOUNTS

Keep every person and their balance organized.

Add people, search by name and quickly see who owes you or who you owe.

Sort your people by:

• Highest balance
• Recent activity
• Name

📊 TRACK EVERY TRANSACTION

Keep a complete record of money given and money received.

Add and review transactions with details such as:

• Amount
• Date
• Person
• Category
• Notes
• Transaction type

Use search and filters to quickly find the transaction you need.

🔎 SEARCH & ORGANIZE EASILY

Finding a transaction shouldn't take forever.

Search your activity by name, note, category or amount and filter your records to focus on what matters.

👤 DETAILED VIEW FOR EACH PERSON

Get a complete picture of your financial activity with each person.

See their:

• Total balance
• Money given
• Money received
• Transaction history
• Settlements
• Reminders

You can also edit, share and export relevant records when needed.

🔔 NEVER LOSE TRACK OF PENDING DEBTS

Set reminders for outstanding debts and stay aware of balances that remain unpaid.

Choose your preferred reminder threshold:

• 3 days
• 7 days
• 14 days
• 30 days

✅ SETTLE BALANCES

When money is paid back, record the settlement and keep your ledger up to date.

Easily distinguish between outstanding and settled transactions.

📈 REPORTS & ANALYTICS

Understand your financial position with clear reports and visual insights.

Review your balances, transactions and overall debt activity in one place.

📄 EXPORT TO PDF & CSV

Keep your financial records available when you need them.

CheckBook lets you:

• Export ledger statements to PDF
• Export data to CSV
• Share exported records
• Create professionally formatted PDF statements

🌍 MULTIPLE CURRENCIES

Choose your preferred currency from Settings and keep your records organized in the currency you use.

🌙 LIGHT & DARK MODE

Choose the experience that works best for you.

Use Light Mode, Dark Mode or follow your device's system appearance.

🔒 YOUR DATA, YOUR CONTROL

Manage your personal records with built-in data tools.

Export your data when needed and delete stored people, transactions and balances directly from the app.

📱 WORK OFFLINE

CheckBook is designed with an offline-first experience, allowing you to manage your core debt, balance and transaction records without requiring a constant internet connection.

💡 PERFECT FOR EVERYDAY MONEY TRACKING

CheckBook can help you manage:

• Personal debts
• Money lending
• Borrowed money
• Friends & family balances
• Shared expenses
• Personal IOUs
• Payments
• Money given and received
• Outstanding balances
• Debt reminders
• Transaction history

Stop wondering who owes what. Start keeping your balances clear.

CheckBook — Track. Organize. Stay in control.