FIRE Countdown: Retire Early

When can you actually retire?

FIRE Countdown turns your numbers into a date, then counts down to it on your home screen.

WHAT IT WORKS OUT
• Your FIRE number and the date you reach it
• Coast FIRE — the point where you can stop saving and still make it
• Barista FIRE — the point where part-time income covers the gap
• Success odds from a Monte Carlo simulation, not one straight line
• A backtest against real market history back to 1871, including every crisis in it
• Three withdrawal strategies compared: fixed rate, guardrails, and variable percentage
• Account buckets, life events (tuition, a house, an inheritance), and monthly check-ins that show whether your date moved

WHAT IT WILL NEVER DO
• No account linking. Not now, not later.
• No sign-up and no server. Your figures are never uploaded, not even to us.
• Nothing about your money is collected. Your numbers never leave your device, so there is nothing for us to see, lose or sell.

Every calculation runs offline, because none of it ever needed a connection.

EVERYTHING IS FREE
Success odds, historical backtesting, account buckets, withdrawal strategies, life events, all four modes, unlimited scenarios and the whole widget pack. Nothing is locked, nothing is a trial, there is no Pro tier.

REMOVE ADS — $3.99, once
Without it you get one full-screen ad when you open a deeper screen, at most once per session, and never on the check-in or the widget. Pay once and they are gone for good. Better than that: the ad SDK is then never started at all, so no advertising ID leaves your phone.

WHY THIS AND NOT A SPREADSHEET
A spreadsheet gives you one line into the future. This gives you a distribution — what happens if the next decade looks like 1966, or 2000, or 2008 — and then puts the answer on your home screen where you will actually see it.