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About Pesa Tracker

Pesa Tracker β€” Your Automatic Mobile Money Manager
Take control of your finances without lifting a finger. Pesa Tracker reads your M-Pesa, Airtel Money, KCB, Equity Bank, and NCBA SMS messages and automatically builds a clear picture of every shilling you send, receive, pay, or withdraw.
How it works

Every time you transact β€” a till payment, paybill, send money, or bank transfer β€” your phone receives an SMS. Pesa Tracker reads those messages locally on your device and logs them instantly. No manual entry. No syncing to external servers. Just your money, tracked automatically.
What Pesa Tracker does for you
πŸ“² Auto-reads SMS from M-Pesa, Airtel Money, KCB, Equity Bank, and NCBA

πŸ“Š Categorises your spending β€” food, transport, utilities, shopping, transfers, and more

πŸ“ˆ Shows monthly summaries so you can see exactly where your money goes

πŸ”” Real-time transaction alerts as soon as funds move

πŸ’³ Tracks multiple wallets β€” manage M-Pesa and bank accounts in one place

πŸ”’ Private & offline β€” your SMS data stays on your phone, never uploaded
Built for Kenya

Most budgeting apps are built for credit cards and bank accounts abroad. Pesa Tracker is built from the ground up for mobile money users in Kenya. Whether you're sending money via M-Pesa, paying bills through Airtel Money, or withdrawing from your KCB or Equity account, every transaction is captured and categorised automatically.
Stop losing track of your money

It's easy to lose track when you're transacting across M-Pesa, your bank, and Airtel Money every day. Pesa Tracker brings it all together β€” one app, every transaction, total clarity. See your income vs spending at a glance, set monthly limits, and finally understand where your money goes.
Your privacy is protected

Pesa Tracker works entirely on your device. Your SMS messages are read locally and never shared or uploaded anywhere. You stay in control of your data at all times.
Perfect for:

Freelancers and self-employed professionals tracking business income
Households managing day-to-day mobile money spending
Anyone who transacts across multiple wallets and wants one clear view

Download Pesa Tracker today and start tracking every shilling β€” automatically.

Supported networks: Safaricom M-Pesa Β· Airtel Money Β· KCB Bank Β· Equity Bank Β· NCBA Bank

What’s new

Version 1.7.86 Β· Updated October 13, 2026

β€’ Sender names no longer include their masked phone number

User reviews

Stephen Mwathi
Stephen Mwathi
I have enlighliting nexperience within this app it has helped me manage my money countiusly.
Ben hadad
Ben hadad
Finally found an app that I can see all my transactions with ease.

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