BNK캐피탈 모바일

About BNK캐피탈 모바일

Use financial services such as car finance and loans that are right for you safely and conveniently on the “BNK Capital Mobile App.”

car finance
Take advantage of a variety of car finance products, including new cars, used cars, rentals, and leases, with vehicle recommendations that suit you, immediate delivery of vehicles, and quick and easy quotations.

Loan products
Apply for a loan product now with a simple and fast interactive contract process.
While the contract is in progress, check out the new features including the following.

Convenient usability
Simple home, large text mode, consultation tailored to me
BNK Capital mobile app makes direct loans even more convenient with just one app

[Main services]

■ Home
- AUTO product recommendation (new car, used car, car lease, long-term rental car)
- Instant delivery car, direct quote for new/used car, find customized product
- Additional services (today camping, affiliated car repair shop, lease/rental succession consultation)
- Personal finance (credit loan, mortgage loan)

■ My BNK
- Products in use, quote/limit inquiry history, products in progress, vehicle management, invoice inquiry, transaction history, repayment schedule, my information management (change payment date, change member information, etc.)

■ BNK LIFE
- BNK AutoMore (vehicle quotation, customized consultation, succession service)
- Additional services (today camping, information on BNK affiliated car repair shops)
- New car purchase information (consultation application and quote confirmation)
- My Data (integrated asset management service)

■ Direct product
- Credit loan, credit loan PLUS, additional loan for excellent customers

■ Product information
- Loan interest rate: 2.4% ~ 19.9% ​​per year
- Late payment interest rate: Contracted interest rate +3% (within legal maximum interest rate)
- Incidental costs: early repayment fee (within 2.5%), 50% stamp duty (cancellation fee, bond discount, confirmation letter, address change registration borne by customer)
- Repayment period: Minimum 6 months ~ Maximum 72 months
- Interest payment cycle: monthly

※ If 1 million won on January 1 (first payment date February 1) is repaid equally over 12 months at 7.9% per annum, the total payment amount is 1,043,304 won.

■ Customer Center
- Customized consultation center, customer consultation, branch search, online document submission, notices/events, etc.

※ caution
We will inform you of the access rights used in the app as follows.
Access rights are optional, and you can use the app even if you do not agree to permission.

■ Optional access rights
- Phone: Consultation connection and device authentication
-Camera: Photo ID and document submission, video call, profile photo registration
- Photo: Submit profile photo and documents, save image/photo
- Notification: Use PUSH notification service for notices, product information, events, etc.
- Location information: Used for branch location search, events, etc.

■ Items for investigating credit disorder behavior (preventing voice phishing damage for customers using the “BNK Capital” app by detecting malicious apps): Malicious app detection information, diagnostic information on detected malicious apps

■ Supported OS version: Android (6.0 Marshmallow or higher)
- To maintain the security of your terminal, we recommend updating the OS and anti-virus software to the latest version.
- When using the service, avoid using wireless LAN (Wi-Fi) from unknown sources or without security settings, and use mobile communication networks (3G, LTE, 5G).
- Data charges may apply when downloading and using services over 3G/LTE/5G networks.
- Fingerprint authentication is only supported on terminals that support this function.
- The same function is also provided on the PC homepage, so if an error occurs while using the app, please use the PC homepage.
- For additional inquiries, please contact BNK Capital’s website (https://www.bnkcapital.co.kr) or customer service center (1577-2280).