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  • 차곡 CHAGOK - 소비습관 가계부 screenshot 1
  • 차곡 CHAGOK - 소비습관 가계부 screenshot 2
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About 차곡 CHAGOK - 소비습관 가계부

CHAGOK is an easy and fun household ledger that allows you to conveniently record daily income and expenses, and manage your monthly budget and spending habits at a glance.

We focused on the convenience of consistent recording rather than complex features.

Record your daily spending step by step and naturally reflect on your spending patterns and habits.

■ Easy Income & Expense Recording

You can quickly record your income and expenses by entering amounts, categories, payment methods, and notes.

Organize your daily spending history without pressure and create your own personal household ledger.

■ Monthly Household Ledger and Budget Management

You can check your monthly income and expenses at a glance and set budgets by category.

You can build planned spending habits by tracking your spending flow, including food, shopping, transportation, and living expenses.

■ Fixed Expense Management

You can register and manage recurring fixed expenses such as rent, maintenance fees, communication bills, insurance premiums, and subscription fees.

Check your monthly fixed expenses in one place to reduce the amount you miss.

■ Your Own Spending Persona

Based on your accumulated spending records, you can analyze your spending habits and discover a witty spending persona.

It is not just a household ledger where you simply check amounts; it allows you to look back on your spending habits in a fun way.

■ No-Spending Records and Saving Content

Check your consecutive no-spending records and enjoy today's saving fortune and spending balance games.

Add a touch of fun to your household ledger records to build consistent saving habits.

■ Protect Secret Expenses

You can protect expenses you do not want to show others using biometric authentication.

Secret expenses are excluded from general searches and spending analyses for sharing, allowing you to manage your personal spending records separately.

■ Backup and Sharing

You can back up and restore your household ledger data, and easily share spending records and analysis results by creating images.

■ Start Immediately Without Signing Up

You can use CHAGOK immediately without any separate registration.

Household ledger data is stored on your device and is not transmitted to external servers.

With just a few simple entries every day,

Understand your spending, manage your budget, and build better spending habits.

Keep today's spending neatly recorded.

An easy and fun household ledger, Chagok.

What’s new

Version 1.6.0 · Updated October 28, 2026

Release Note 28th Oct 2026 차곡 v1.6.0 (13) - 앱 실행 및 이용 측정 기능을 안정화했습니다. - 배너 광고의 초기화와 네트워크 복구 흐름을 개선했습니다. - 달력 장부와 새 기록 화면의 사용성을 개선했습니다. - 통계 표시와 개인정보·광고 안내를 최신화했습니다.

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