Banco W

Banco W: The bank that grows with you and your business.

We know what it means to be an entrepreneur in Colombia. Getting up every day, serving your customers, making your money go further, and dreaming of going even further.

That's why we created a practical, secure, and user-friendly mobile banking app, designed for you and your business.

With the Banco W App, you have the bank in your pocket.

No lines, no waiting. Everything you need to manage your money and grow your business, right from your phone.

💰 SAVINGS THAT WORK FOR YOU
Open and manage your digital savings account with no monthly fee.

Your money earns interest every month, with no hidden costs.

✅ Exempt from the 4x1000 tax up to 65 UVT (approximately $3,236,935 COP in 2025)
Check balances, transactions, and statements whenever you want.

🔄 HASSLE-FREE TRANSFERS AND MONEY TRANSFERS
Send and receive money instantly with Bre-B transfers between banks and digital wallets, 24/7 and commission-free.
Receive international money transfers directly in your app: your family and clients abroad can send you money easily and securely.
Pay utilities, mobile top-ups, and bills without lines or cash.

💳 CREDIT FOR YOUR BUSINESS
View and manage your microloan, revolving credit, and other obligations from the app.
Receive alerts to pay on time, review your payment history, and see the status of your products in real time.
The credit you need to boost your business, with the guidance you deserve.

🤝 PERSONALIZED BANKING
Your app greets you, understands you, and adapts to you.
Receive smart notifications, savings opportunities, and messages tailored to your profile. A modern digital experience, with the personalized service of Banco W.

🔒 SECURITY AND TRUST
Banco W is regulated by the Financial Superintendency of Colombia.

The app functions as a Savings Account – Low-Value Deposit, backed by Fogafín Deposit Insurance.
Protection with biometric authentication, data encryption, and continuous monitoring.

We are the bank for micro-entrepreneurs and small business owners in Colombia, with over a decade of experience supporting businesses that started with a dream.

📲 Download the Banco W App and take your business further.

More information:
👉 www.bancow.com.co/productos-servicios/giros-internacionales/billetera-w

See the current interest rate in Low-Value Deposit Rates and Fees.