Balyria: Payday Budget Planner

Sweldo comes in on the 15th... and by the 18th you're asking where it all went.

Balyria is a budget planner built around how Filipinos actually get paid — every 15th and 30th, weekly, or per project. Instead of a generic monthly budget, Balyria plans your money from one payday to the next, so you always know what's due this cycle, what's coming next, and whether you'll make it to your next sweldo without borrowing.

KNOW IF YOU CAN AFFORD IT — BEFORE YOU SPEND
See your available cash across all your accounts and wallets, minus the bills and utang that are already scheduled. Balyria projects your low point before the next payday, so no more "budol" moments at the end of the cycle.

ALL YOUR OBLIGATIONS IN ONE PLACE


Bills and recurring expenses
Debts and loans — including who you owe and when it's due
Installment plans (gadgets, appliances, credit card terms)
Insurance premiums
Upcoming financial events, sorted by your pay cycle


BUDGET AROUND YOUR REAL PAY CYCLE
Kinsenas-katapusan, weekly, freelance, irregular income — set your actual payday schedule and Balyria organizes everything around it. Track expected income vs. what actually arrived.

PRIVATE AND OFFLINE — NO BANK LOGIN, EVER
Your financial data stays on your phone. No account required, no bank connections, no sign-up, works without internet. You enter what you want to track, and it never leaves your device.

FREE TO USE
The core budget planner, expense tracker, and bill tracker are free. Optional Pro features and tips are available if you want to support development — but your data stays local either way.

Balyria is a planning and tracking tool. It does not provide banking, loans, insurance, money transfers, or investment services.

Stop guessing where your sweldo went. Start every payday with a plan.