ViCash

ViCash: Instant Personal Credit Line for Every Emergency

Stuck with an unplanned medical bill? Caught short before payday? ViCash puts up to ₹50,000 within reach — 24 hours a day, 365 days a year, no exceptions. We help you cover surprise expenses and urgent bills with flexible, transparent credit that works around your schedule, not the other way around.

Funds Disbursed in As Little As 5 Minutes
Skip branch visits and lengthy waiting periods. Our 100% end-to-end online process sends your approved amount straight to your bank account in minutes, no extra steps required.

Full Upfront Transparency, Zero Hidden Costs
No fine print, no surprise deductions. Every interest charge and processing fee is clearly displayed before you confirm any withdrawal. What you see is exactly what you pay, guaranteed.

Auto-Refilling Credit for Repeat Use
Your credit limit resets automatically the moment you complete repayment. Borrow as many times as you need within your approved limit.

100% Paperless, Seconds to Apply
No physical documents, no printouts, no tedious formalities. Simply snap and upload your PAN card in-app, and finish the entire application process in seconds.

Simple, Fixed & Clear Pricing

We keep lending straightforward, with no complicated terms or variable charges:
1. Loan Amount: ₹4,000 – ₹50,000
2. Repayment Tenure: 3 to 12 months
3. Annual Percentage Rate (APR): 13% – 25%

Repayment Illustration
For a ₹10,000 principal at 20% APR with a 95-day tenure:
Total Interest = ₹10,000 × 20% ÷ 365 × 95 = ₹520.54
Total Repayable Amount: ₹10,520.54 (₹10,000 principal + ₹520.54 interest)

Eligibility Criteria

You can apply for ViCash if you:
1. Are an Indian national aged 18-64
2. Hold a valid PAN card
3. Have a regular, verifiable monthly income

Get Your Credit Line in 3 Easy Steps
1. Download the official ViCash app
2. Verify your mobile number and PAN details in under 2 minutes
3. Transfer approved funds instantly to your linked bank account

Download ViCash today — when you need urgent cash, you shouldn’t have to wait for it.