PonteValor: Crédito Pessoal
Finance
Apply for credit, choose the term, and track everything through the app.
- Rating
- 4.8
- 79 ratings
- Price
- Free
- No in-app purchases
- Updated
- Sep 23
- 2026 · v1.0
Screenshots
About PonteValor: Crédito Pessoal
PonteValor helps you apply for personal loans in a practical, organized, and transparent way. Check your available limit, choose your desired amount, select the payment term, and track the progress of your application directly through the app.
With a simple and intuitive experience, you can view the main conditions before submitting your request. The app displays the requested amount, the selected term, applicable interest rates, and the total amount due, facilitating a more informed financial decision.
Main features:
• App-guided credit assessment;
• Loan amount selection according to available limit;
• Clear presentation of conditions before application;
• Identity verification via CPF (Brazilian tax ID), facial recognition, and document;
• Tracking the status of each loan;
• View applications under review, paid, or rejected;
• Management of the receiving account;
• Access to the privacy policy and customer service channels.
Product conditions:
• Minimum amount: R$ 100.00;
• Maximum amount: R$ 10,000.00;
• Minimum term: 91 days;
• Maximum term: 210 days;
• Maximum Annual Percentage Rate (APR): 10.95%.
Representative example:
When requesting R$ 5,000.00 for a term of 120 days, with simple interest of 0.03% per day, the interest amount will be R$ 180.00. The total amount due will be R$ 5,180.00.
Calculation: R$ 5,000.00 × 0.03% × 120 days = R$ 180.00.
Rates, amounts, terms, and available limits may vary according to credit assessment and conditions presented to the user. Read all information displayed in the application before confirming the request.
Eligibility Requirements:
The applicant must be a Brazilian citizen, possess a valid identity document, be at least 18 years old, and demonstrate a stable ability to pay. All applications are subject to review. Submitting a proposal does not guarantee approval or release of credit.
PonteValor adopts protective measures to preserve personal data and uses the information provided only for identity verification, eligibility assessment, risk prevention, account protection, and provision of requested services.
With a simple and intuitive experience, you can view the main conditions before submitting your request. The app displays the requested amount, the selected term, applicable interest rates, and the total amount due, facilitating a more informed financial decision.
Main features:
• App-guided credit assessment;
• Loan amount selection according to available limit;
• Clear presentation of conditions before application;
• Identity verification via CPF (Brazilian tax ID), facial recognition, and document;
• Tracking the status of each loan;
• View applications under review, paid, or rejected;
• Management of the receiving account;
• Access to the privacy policy and customer service channels.
Product conditions:
• Minimum amount: R$ 100.00;
• Maximum amount: R$ 10,000.00;
• Minimum term: 91 days;
• Maximum term: 210 days;
• Maximum Annual Percentage Rate (APR): 10.95%.
Representative example:
When requesting R$ 5,000.00 for a term of 120 days, with simple interest of 0.03% per day, the interest amount will be R$ 180.00. The total amount due will be R$ 5,180.00.
Calculation: R$ 5,000.00 × 0.03% × 120 days = R$ 180.00.
Rates, amounts, terms, and available limits may vary according to credit assessment and conditions presented to the user. Read all information displayed in the application before confirming the request.
Eligibility Requirements:
The applicant must be a Brazilian citizen, possess a valid identity document, be at least 18 years old, and demonstrate a stable ability to pay. All applications are subject to review. Submitting a proposal does not guarantee approval or release of credit.
PonteValor adopts protective measures to preserve personal data and uses the information provided only for identity verification, eligibility assessment, risk prevention, account protection, and provision of requested services.