Ayuuto Savings

Ayuuto: Modern Community Savings

Ayuuto is a modern rotating savings app that brings the trusted tradition of community savings circles (also known as tontines, tandas, chit funds, or susus) to your smartphone.

HOW IT WORKS
• Create or join a savings circle with people you trust
• Everyone contributes a fixed amount on a regular schedule (weekly, biweekly, or monthly)
• Each round, one member receives the entire pool
• The cycle continues until everyone has received their payout

KEY FEATURES

Smart Savings Circles
Create custom groups with flexible contribution amounts, frequencies, and member limits. Set your own rules and watch your community save together.

Fair Payout System
Choose how payouts are assigned - random selection, fixed order, or admin-assigned. Everyone gets their turn.

Secure Payments
Integrated payment processing with Stripe ensures your contributions are safe and transfers are seamless.

Track Your Progress
View your contribution history, upcoming payments, and payout schedule all in one place. Know exactly where you stand.

Smart Reminders
Never miss a payment with customizable push notifications for upcoming due dates, received payouts, and group updates.

Community Features
Chat with your group members, endorse trustworthy members, and build your reputation score through consistent payments.

Bank-Level Security
Your financial data is protected with enterprise-grade encryption. Biometric authentication available for added security.

PERFECT FOR
• Friends saving for group vacations
• Families pooling resources for big purchases
• Community groups practicing traditional savings methods
• Anyone who wants accountability in their savings journey

WHY AYUUTO?
Traditional savings circles rely on trust and community. Ayuuto digitizes this time-tested system while adding transparency, payment tracking, and secure fund management. No more spreadsheets, no more cash handling—just simple, secure community savings.

Download Ayuuto today and start your savings circle!