Home loan simulator

Estimate your home loan borrowing capacity in seconds.

Important: this app is a calculator only. It does not provide loans, does not connect you with banks, lenders or brokers, and does not collect any financial data: all your simulations stay on your device. Results are indicative estimates, not credit offers or financial advice.

Enter your income (salaries, rents, sales), your expenses and the loan parameters: the app instantly computes your borrowing capacity, the monthly payment, the borrowable capital, the cost of credit (insurance included), the purchase costs and the total budget for your purchase.

• Multiple simulations: duplicate, adjust and compare your scenarios side by side, with the best value of each row highlighted
• Country profiles: France (notary fees, employment modes), Belgium, Switzerland, Spain, United Kingdom (SDLT brackets), United States, Canada, or an international profile with custom costs
• Borrower insurance on initial capital
• Currency of your choice: EUR, USD, GBP, CHF, JPY, CAD
• French and English interface, dark mode
• 100% offline: your data stays on your device

Perfect to prepare a property purchase, measure the impact of a down payment, duration or rate, and meet your bank with clear numbers.