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About Aspiration Spend, Save, Invest

Aspiration lets you spend, save, and invest with a conscience. With the Aspiration Spend & Save Account, you get cash back rewards, Unlimited ATM withdrawals at Allpoint ATMs, and earn a competitive interest rate – while knowing your deposits in this cash management account aren't funding pipelines and oil drilling.

Sign up for Aspiration Spend & Save in 5 minutes or less.

SPEND & SAVE ACCOUNT

• Get up to 10% cash back rewards with every purchase, including bonus rewards at socially conscious businesses
• Unlimited ATM withdrawals at Allpoint ATMs*
• Earn up to 1.00% APY **
• Know that your deposits aren’t funding fossil fuel exploration or production
• Deposit a check with your phone's camera
• Pay your bills or send a check to a friend
• Track your impact on people and the planet as you shop
• Choose the monthly fee you think we deserve — even zero
• All extra services provided at cost
• We commit to donate 10% of profits to charity

SAFETY

• Sign in with Touch ID or Face ID (on supported devices)
• Two-factor authentication
• 256 bit encryption

The Aspiration Spend & Save Account is a cash management account offered by Aspiration Financial, LLC, a broker-dealer registered with the SEC and member FINRA/SIPC. Aspiration Financial, LLC (Aspiration Financial) provides brokerage services and securities products. Its affiliate company, Aspiration Fund Adviser, LLC, an SEC-registered investment adviser, provides investment advisory services. Aspiration Fund Adviser, LLC and Aspiration Financial, LLC are subsidiaries of Aspiration Partners, Inc. Neither Aspiration Partners, Inc. nor any of its subsidiaries is a bank.

• ATM use is free and unlimited, at Allpoint ATMs only, transaction amount caps may apply. Find an Allpoint ATM at https://www.aspiration.com/atms. See https://www.aspiration.com/disclaimers/ for details.

• *The Annual Percentage Yield (“APY”) associated with the Aspiration Spend & Save Account is available only to customers enrolled in Aspiration Plus. APY is variable and accurate as of 04/01/2020. Rates may be changed from time to time without notice. To earn 1.00% APY interest on Aspiration Save Account balances up to and including $10,000.00 in any calendar month, customer must be enrolled in Aspiration Plus and spend $1,000 or more, monthly, with their Aspiration debit card. Balances over $10,000.00 will earn 0.10% APY. If the requirements are not met each month, the APY will be 0.25% on Save Account balances up to and including $10,000.00. Balances over $10,000.00 will earn 0.10% APY. Minimum deposit required to open an Aspiration Save Account is $10.00. Enrollment fee and Pay What Is Fair fees debited directly from the Aspiration Save Account could reduce earnings. Customers not enrolled in Aspiration Plus will not earn interest. See https://www.aspiration.com/disclaimers/ for details.

Customers will earn cash back on all debit card purchases, amount earned varies by merchant. Additional terms, conditions, and restrictions apply; See https://www.aspiration.com/disclaimers/ for details.

This is not an offer or solicitation in any jurisdiction where Aspiration Financial is not authorized to do business or where such offer or solicitation would be contrary to the local laws and regulations of that jurisdiction.

© Copyright 2019 Aspiration Partners, Inc.

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author
Has been more than helpful & definately saved me countless headaches on many occasion!!! A HUGE thanks to the developer.
Munsters Mission
author
Aspiration has good customer service. They have helped me immensely. And they are concerned about the environment. They help with problems.
Freda Wynn
author
I love aspiration! Simple to use and always friendly :)
C W