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About PayYaar: AI Expense Tracker

PAYYAAR: AI EXPENSE TRACKER AND SAVINGS APP

PayYaar is an AI expense tracker, budget planner, savings goal tracker, travel expense tracker, and bill splitting app.

Track daily expenses, manage spending, set financial goals, plan budgets, organize travel costs, discover shopping offers, and find coupons in one app.

📷 SHOPPING ITEM DETECTION

Take a photo of groceries, shopping items, clothing, electronics, and other purchases.

PayYaar can help identify selected items and estimate nearby unit prices. Review item names, quantities, units, and estimated prices before adding selected purchases to your expense tracker.

🔔 PAYMENT AND EXPENSE NOTIFICATION DETECTION

Capture expenses from supported payment and transaction notifications.

Review notification details before adding expenses to your records. Track purchases, bills, subscriptions, orders, transport payments, and other supported transactions.

🤖 AI BUDGET PLANNER

Create an AI budget plan for personal expenses, home expenses, couples, roommates, families, trips, office activities, and events.

Plan budgets for groceries, rent, utilities, food, transport, shopping, and recurring expenses.

Review AI suggestions and customize your budget according to your needs.

🎯 SAVINGS GOALS AND GOAL TRACKER

Set savings goals and track your financial progress.

Create goals for travel, a new phone, emergency savings, education, shopping, or future plans. Set a target amount and monitor your progress toward achieving each goal.

✈️ AI TRAVEL PLANNER AND TRIP EXPENSE TRACKER

Create AI travel plans and manage your travel budget.

Estimate and track expenses for transport, accommodation, food, activities, shopping, and other trip costs.

Keep personal and shared travel expenses organized in one place.

📊 DAILY EXPENSE TRACKER

Track daily expenses including groceries, food, bills, fuel, transport, subscriptions, shopping, utilities, and household spending.

Add expenses through typing, voice input, receipt scanning, or shared text.

Review expense history, spending records, and monthly totals.

👥 BILL SPLITTER AND SHARED EXPENSES

Create groups for trips, roommates, rent, couples, families, dinners, office outings, and events.

Split bills equally, by exact amount, percentage, or shares. Track who paid, who owes money, and settlement balances.

Save a UPI ID and open your preferred UPI app to complete payment.

PayYaar helps organize shared expenses and settlements. It does not hold, receive, or transfer money and is not a bank account or wallet.

🏷️ SHOPPING OFFERS AND COUPONS

Discover merchant offers, partner deals, shopping promotions, and coupons.

Eligible confirmed purchases may earn pcoin cashback according to applicable offer terms.

🚀 ALL-IN-ONE MONEY MANAGEMENT APP

Use PayYaar as your AI expense tracker, daily expense tracker, budget planner, savings goal tracker, travel planner, trip expense tracker, and bill splitter.

Download PayYaar and start tracking expenses, planning budgets, saving for goals, managing travel costs, and discovering offers and coupons.

What’s new

Version 4.3.3 · Updated September 23, 2026

UI Improvement

User reviews

Rishamoni Borah
Rishamoni Borah
get 20 pcon, how I used it ?
Bulu Saikia
Bulu Saikia
good app for offline used
Lipi Bhuyan
Lipi Bhuyan
very useful app.

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