Apenia -Smart Financing

APENIA LLC Finance

AI-powered financing made for your lifestyle.

Downloads: 10K+; on Google Play
Price: Free; No in-app purchases
Updated: Jul 22; 2026 · v1.6.6

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About Apenia -Smart Financing

APENIA is a digital-first financial platform focused on empowering underserved communities across Africa with smart, affordable, and inclusive financial solutions. Leveraging the power of AI and behavioral data, APENIA enables users to save, borrow, and invest seamlessly from their mobile devices. The platform features automated credit assessments, intelligent savings plans, and a virtual financial assistant that provides personalized advice and support.

What’s new

Version 1.6.6 · Updated July 22, 2026

• Quicker, smoother identity verification (scan ID + selfie). • Verification now returns you to exactly where you were. • Clearer progress and a cleaner sign-up screen. • Bug fixes and performance improvements.

User reviews

Ezinar Mugarizar

APENIA is a game-changer!The app is incredibly user-friendly and easy to navigate — even if you’re not tech-savvy.Very reliable, especially during unexpected expenses.the financing options are clear and affordable. Highly recommend!

Benson Munene

Easy to use

stanley kaguamba

Awesome experience. Swift navigation

Jessy Kariuki

A true definition of smart financing powered by AI.

rachel m

best fin app

Moses Wakanyi

Great Experience so far! I just downloaded.

App details

Apenia -Smart Financing is a free Finance app for Android with 10,000+ installs on Google Play. It was released on September 6, 2025 and last updated on July 22, 2026. It's developed by APENIA LLC. It requires Android 7.0 or later.

Category: Finance
Installs: 10,000+
In-app purchases: No
Ads: No ads
Version: 1.6.6
Requires Android: 7.0
Content rating: Everyone
Released: September 6, 2025
Last updated: July 22, 2026
Developer: APENIA LLC

View on Google Play

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Alternatives to Apenia -Smart Financing

Looking for apps like Apenia -Smart Financing? Here are 6 similar Android apps on Google Play. The highest rated is Kredit Saya: Kalk EMI Pinjaman (3.5/5), and all 6 are free to download.

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