Ajo 360

Ajo360 is a savings app built to help individuals, groups, and business owners save with purpose and grow their funds with ease.
Whether you’re saving alone or with others, Ajo360 offers flexible savings plans that fit your lifestyle and financial goals.


Savings Plans
Personal Savings
AjoFlex – Save towards a target with flexible contributions and interest rate of up to 15%


AjoVault – Lock away funds for a fixed period and enjoy higher interest returns of up to 25%.


Group Savings
Save with others and take turns receiving all the money saved, just like traditional thrift (ajo) savings.

Business Savings
AjoBizSave – Designed for business owners to set and meet financial goals with ease.


AjoBizVault – Lock funds for your business and enjoy disciplined growth.


Save for at least 12 months and gain access to business loans at single-digit interest rates, using any of the business saving plans



Why Ajo360?
Up to 25% annual interest on savings


Save alone or in trusted groups


Flexible & fixed savings plans


Access to business loans when you save consistently


Built with transparency, simplicity, and your growth in mind


Start your journey to financial freedom — one saving at a time.