Aivoi Finance

Aivoi Finance is a personal finance application designed to help you organize your money in a clear, fast and private way. The app works as a personal financial record tool where you can manually register income, expenses, transfers, credit cards, loans, savings goals and recurring movements from a single modern and easy-to-use interface.

The idea behind Aivoi Finance is simple: many people still use notebooks, spreadsheets or manual notes to keep track of their finances. Aivoi Finance transforms that experience into a much more practical, organized and visual digital solution, allowing you to register financial information in seconds and consult your records whenever you need them.

The application does NOT connect to banks, does NOT perform real money movements and does NOT have access to bank accounts, credit cards or personal digital wallets. All information is manually registered by the user with the purpose of helping organize daily finances and better understand personal money management.

From the application you can:
- Register income and expenses
- Organize movements by categories
- Manage account records and associate digital wallets
- Track credit card movements and payments
- Register loans and debts
- Create savings goals
- Track recurring payments
- Consult balances and historical movements
- Visualize financial reports and charts
- Export information to Excel whenever needed

The experience is designed to be fast, intuitive and useful in daily life. Registering a movement only takes a few seconds and all information remains organized for weekly reviews or monthly analysis.

Aivoi Finance also includes visual tools that help users better understand personal financial habits. Through charts, trends and statistics you can identify spending patterns, categories with higher expenses and important financial movements across different time periods.

If you manage money in multiple currencies, the application allows multi-currency records to maintain better financial context and more accurate analysis.

Some complementary features may require internet connection, such as:
- Exchange rate updates
- AI assistant features for registering movements, analyzing expenses, digitizing receipts and helping users better understand their finances

Aivoi Finance includes an AI assistant designed to help users inside the application, not only to answer questions. It can register income and expenses from natural language, help classify movements, analyze expenses by period or category, summarize financial activity, support loan management and simplify information capture from receipts or statements using OCR.

The AI experience is optional and each user must configure their own compatible API key from the application settings. Usage and associated costs depend exclusively on the user's own account and chosen provider. The API key is securely stored on the device and is not part of the Google Play distribution.

Privacy is a priority within Aivoi Finance. Financial records remain stored locally on the user's device to provide greater control, privacy and a more personal experience.

Aivoi Finance does not provide:
- banking services
- investments
- financial loans
- real money transfers
- cryptocurrency operations
- banking integrations
- payment processing

The application works exclusively as a personal finance organization and tracking tool.

Aivoi Finance aims to help users better understand their money, keep finances organized and make more conscious financial decisions every day.