DinQuick

About DinQuick

DinQuick - Fast and Secure Personal Loan

DinQuick is a personal loan application designed to help users quickly solve their money needs. You just have to download our application, complete the loan application, and after a quick approval, we will deposit the money directly into your account in a short time, allowing you to face times of financial need with ease.

Loan Conditions:

Age requirements: Be a Colombian citizen of at least 18 years old.
Identity verification: Valid Colombian identity document.
Bank account: You must have a valid bank account to receive the loan and make payments.
Steps to Apply for the Loan:

Download and install the DinQuick app from the Google Play Store.
Register and log in with your mobile phone number.
Complete the loan application form making sure to provide accurate and valid personal information.
After submitting the request, the system will perform an automatic review of the data.
Typically, DinQuick will complete the review within 10 minutes and notify you of the result via SMS or email.
Once approved, the funds will be deposited directly into your bank account.
Our Advantages:

Flexible Loans: We offer loans without collateral or collateral, with quick approval and transparent interest rates.
Flexible Payment: Allows early payments without additional charges, helping users reduce their financial burden.
Customer Support: We provide 24/7 customer support to ensure your loan experience is smooth and hassle-free.
Loan Details: DinQuick offers the following details about its loans:

Loan amount: From 100,000 COP to 2,000,000 COP, you can choose the amount that suits your needs.
Loan term: Terms range from 91 to 180 days, with the possibility of choosing the term that best suits you.
Daily interest rate: 0.08% (the maximum annual interest rate is 29.2%), with a flexible interest calculation so you can know the amount to pay in each installment.
VAT (Value Added Tax): According to Colombian legislation, the interest on the loan will be subject to a VAT of 19%.
APR (Annual Equivalent Rate): The maximum annual rate is 29.2%, equivalent to a monthly rate of 2.4%.
Loan Calculation Example: Below, we show you a typical calculation example so that you better understand the cost structure of our loan:

Loan amount: COP $1,000,000
Loan term: 91 days (approximately 3 months)
Annual interest rate: 29.2%
Daily interest rate: 0.08%
VAT: 19%
Steps for calculation:

Daily interest:
Daily interest = Loan amount × Daily interest rate
Daily interest = COP $1,000,000 × 0.08% = COP $800
Total interest:
Total interest = Daily interest × Days of loan
Total interest = COP $800 × 91 days = COP $72,800
VAT calculation (19%):
VAT = Total interest × 19%
VAT = COP $72,800 × 19% = COP $13,832
Total amount to pay:
Total amount = Loan amount + Total interest + VAT
Total amount = COP $1,000,000 + COP $72,800 + COP $13,832 = COP $1,086,632
Payments in installments:
The loan term is 91 days, approximately 3 months.
Monthly fee = Total amount / 3
Monthly fee = COP $1,086,632 / 3 ≈ COP $362,210.67
Summary:

Loan amount: COP $1,000,000
Total interest: COP $72,800
VAT: COP $13,832
Total amount to pay: COP $1,086,632
Approximate monthly fee: COP $362,210.67
Take into account:

Advance payment has no additional charge.
Late payments will incur additional fees and may affect future loan applications.
If you have any questions, do not hesitate to contact our customer service team.
Contact:

Website: https://www.dinquick.com
Customer service telephone: +573103752012
Email: [email protected]
Opening hours: Monday to Friday from 8:00 a.m. to 5:00 p.m.