Banapreta-Préstamos Personales

Our advantages:
Efficiency and Comfort
Direct deposit into your bank account: Funds available immediately, efficient and convenient.
Loan Features
Review at any time: 7×24 hours online, speeding up the approval process.
Flexible repayment: Various payment options, adapting to your individual financial circumstances.
Credit Maintenance
Benefits for a good credit history, increasing the loan amount in future applications.
Timely repayment, may lead to a higher loan amount next time.
Introduction to the Process
Completely online, 100% automated, no need to wait in line, no guarantees required.
Data Protection
100% data protection, total security.

Product introduction
Credit amount: $50 ~$5,000
Loan term: 91 ~180 days.
APR: Up to 18.25% annually（0.05% per day）
Service fee: 10~25%
VAT: 12%
CAT: 151.1%-450.6%

Loan application example:
For example, if you apply for a loan of $3000, your loan period is 120 days, and the annual interest rate is 18%, then your repayment amount is [loan amount * interest rate / 365 * loan number loan days + loan amount ] (3000 * 18% / 365 *120+3000) = $3178

Conditions of Use
- You must be a legal resident of Ecuador and possess valid and current identification documents.
- Be at least 18 years of age.
- Have a bank card in use.

Privacy and security
We give the utmost importance and respect to your rights and privacy; All information collected is used solely for risk identification and assessment. Unless we obtain your express authorization, we solemnly promise that we will never disclose your personal information without authorization or sell your data to third parties. If you have any questions or concerns regarding our privacy policy, please do not hesitate to contact us by email and we will politely provide you with a detailed response. You can send the email to: [email protected]. If you would like to learn more about the specific terms of the privacy policy, please click: https://www.banapreta.com/

Contact us:
Email: [email protected]
Business hours: Weekdays from 8:00 a.m. to 6:00 p.m.
Address: Guangopolo, Pasaje Gilimbe y Comumpamba s/n, Vía Intervalles Km5, Quito 170181, Ecuador, Pichincha.