Cash IQ

## Cash IQ – Smart Personal Finance. Private by Design.

Cash IQ automatically detects financial SMS messages, extracts transactions, and organizes your spending—all while keeping your data on your device.

Unlike many finance apps, Cash IQ is built with an offline-first approach. Your financial information stays under your control, and the app works without requiring an account or cloud synchronization.

### Key Features

• Automatically detects bank transaction SMS messages
• Tracks expenses and income
• Reviews transactions before saving them
• Learns from your approvals to reduce manual work
• Smart rule-based categorization that improves over time
• Weekly and monthly spending insights
• Category-wise expense analysis
• Powerful transaction search
• Material Design 3 interface
• Fast, lightweight, and privacy-focused

### Intelligent Learning

Cash IQ becomes smarter as you use it.

Approve a transaction once, and the app can recognize similar transactions in the future using its built-in adaptive rule engine. This helps reduce repetitive reviews while keeping every decision transparent and explainable.

### Privacy First

Your privacy is our priority.

• Financial SMS messages are processed locally on your device.
• Your transactions are stored locally.
• No mandatory account or sign-in.
• No unnecessary cloud storage.
• No selling of personal financial data.

### Offline First

Cash IQ is designed to work without an internet connection.

Core features—including SMS parsing, transaction detection, dashboards, analytics, and learning—work completely offline.

### Built for Simplicity

Whether you want to understand where your money goes, monitor your spending habits, or keep track of daily expenses, Cash IQ helps you do it with minimal effort and maximum privacy.

### Coming Soon
• Manual transaction entry
• Downloadable rule updates
• Subscription detection
• Budget forecasting
• AI-powered spending insights (optional)
• More banks and transaction patterns
• Enhanced analytics and reports

Take control of your finances with a fast, intelligent, and privacy-focused expense tracker designed for everyday use.