Xpensia

Xpensia is a smart expense tracker built around bank SMS transaction capture. It helps you turn bank transaction messages into organized financial records that you can review, edit, and save.

When your bank sends an SMS for a purchase, payment, transfer, income, bill, or other financial activity, Xpensia can detect the transaction details and prepare them for your review. You stay in control before anything is saved.

SMS Transaction Capture on Android

Xpensia uses SMS permission to help detect bank transaction messages on your device.

When enabled, Xpensia monitors incoming SMS messages and filters them to detect financial transaction alerts from banks and payment providers. When a transaction message is detected, Xpensia extracts details such as amount, merchant, date, currency, account reference, and transaction type, then prepares a transaction record for your review.

How it works:
1. Enable SMS Transaction Capture from Settings
2. Grant the required Android permissions
3. Xpensia detects bank transaction SMS messages
4. Transaction details are extracted on your device
5. You review, edit, and save the transaction

Privacy and control:
• SMS permission is used for transaction detection
• OTP, verification, promotional, and non-financial messages are ignored
• Transaction details are reviewed before saving
• Processing happens on your device
• Xpensia does not sell your data
• You can disable SMS Transaction Capture anytime from Settings
• You can continue using manual entry without SMS permission
• Supports English and Arabic bank transaction messages

Track your money with less manual work

Xpensia helps you capture and organize transactions from bank SMS messages, shared text, pasted alerts, or manual entry. Whether you are tracking groceries, salaries, bills, transfers, card purchases, or cash expenses, Xpensia gives you a clearer view of where your money goes.

Key features

• Bank SMS transaction detection
Detect income, expenses, transfers, bills, and other financial alerts from supported bank SMS formats.

• Review before saving
Stay in control by reviewing detected transaction details before adding them to your records.

• Expense and income tracking
Monitor spending, income, transfers, and net balance with easy-to-read summaries.

• Smart categories and learning
Xpensia can suggest categories and improve over time based on your confirmed transactions.

• Visual dashboards
View your income, expenses, balance, and spending patterns through simple visual dashboards.

• Manual transaction entry
Add cash expenses, manual payments, or transactions that do not come from SMS.

• Multi-currency support
Track money in SAR, EGP, USD, BHD, AED, and other supported currencies.

• Reports and filters
Analyze your transactions using filters, trends, reports, and export options.

• Offline-first experience
Use Xpensia with local storage, designed to keep your financial records available on your device.

Private by design

Xpensia is designed around local storage and user-controlled SMS access. SMS Transaction Capture is optional, and you can use the app with manual entry if you do not want to grant SMS permission.

Why choose Xpensia?

Many budget apps require manual entry for every transaction. Xpensia helps reduce manual work by converting real banking SMS alerts into structured financial records, then learning from your confirmed choices to make future tracking easier.

Use Xpensia as your daily expense tracker, spending tracker, budget companion, and money manager. Organize your transactions, understand your habits, and make smarter spending decisions with less effort.

Download Xpensia and start tracking your money the smarter way.