Swaply

Swaply turns the gift cards sitting in your inbox into naira, and handles the bills you pay every month from the same wallet.

SELL GIFT CARDS

Amazon, Apple, Steam, Google Play and more. Pick the card, the country and the amount, send a clear photo of it, and we take it from there.

You see today's rate and the expected turnaround before you send anything, so there are no surprises after you've handed the card over. Every submission gets reviewed, and you can follow its status in the app until you're paid.

PAY BILLS AND TOP UP

Electricity, cable TV and water bills, plus airtime and data for all the major networks. Pay from your Swaply balance in a few taps, and keep every receipt in one place instead of hunting through SMS.

YOUR WALLET

Get a dedicated account number to fund your wallet by bank transfer. Track what came in, what went out and what you were charged, with a full transaction history you can actually read.

BOOK FLIGHTS

Planning a trip? Swaply hands you over to our travel partner to search and book, so you can sort your flights without leaving what you were doing.

BUILT TO BE TRUSTED

Verify your identity once to raise your transaction limits. Protect your account with a transaction PIN, biometric sign-in or a passkey. Your card photos and personal details are encrypted, and we ask only for what we genuinely need.

You can close your account from inside the app at any time.

SUPPORT

Something not right? Reach us at [email protected] and a person will answer.

Swaply is built in Nigeria, for people who are tired of waiting on a gift card trade or queueing to pay a bill.