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About VLoan

Instant Credit Line for Life's Urgent Moments
Need cash fast? VLoan puts up to ₹50,000 in your pocket — anytime, day or night, 365 days a year. As one of India's most trusted digital credit line apps, we help you handle surprise bills and sudden expenses with credit that's flexible, transparent, and always within reach.

Money in Minutes — Get up to ₹50,000 sent straight to your bank in as little as 10 minutes. Fully online, start to finish.

Truly Transparent — Every interest charge and processing fee is shown upfront. No surprises, no hidden costs.

Credit That Refills — Your limit automatically restores after you repay. Borrow again instantly — no new application required.

Paperless in Seconds — Just snap and upload your PAN card. Zero physical paperwork.

Always On — Weekends, holidays, midnight — apply whenever you need, with in-app chat support ready around the clock.

Simple, Fixed Pricing
1.Loan Amount: ₹4,000 – ₹50,000
2.Repayment Tenure: 3 to 12 months
3.Annual Interest Rate: 13% – 25% APR
Repayment Example:
Principal: ₹10,000 | APR: 20% | Tenure: 95 days Interest = ₹10,000 × 20% ÷ 365 × 95 = ₹520.54 Total Repayment: ₹10,520.54 (Principal ₹10,000 + Interest ₹520.54)


Who Can Apply
1.Indian nationals aged 18-64
2.Valid PAN card holders
3.Anyone with a regular, verifiable monthly income

Get Started in 3 Easy Steps
1.Download the official VLoan app
2.Verify your mobile number and PAN in under 2 minutes
3.Withdraw your approved funds instantly to your linked bank account

Download VLoan today — because urgent cash shouldn't mean the wait.

What’s new

Version 1.1.6 · Updated October 8, 2026

First version

User reviews

Annaya Anand
Annaya Anand
supar
Manu K
Manu K
super app
Sangavi Sangavi
Sangavi Sangavi
thank you tha k kkkkkk
Elumalai Rajendiren
Elumalai Rajendiren
super loan helpful
Indra Dew
Indra Dew
I am very happy sir ji
Mahesh Pavuluri
Mahesh Pavuluri
happy x

Alternatives to VLoan

Looking for apps like VLoan? Here are 6 similar Android apps on Google Play. The highest rated is Hiramigo Loan: Credit Loan (4.5/5), and all 6 are free to download.

VLoan vs. alternatives
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Hiramigo Loan: Credit Loan 4.5 / 5 Free 0+ Oct 21, 2026 Compare

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