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About Idram - Wallet & Banking

Idram - Wallet & Banking is the leading fintech platform in Armenia, which combines both Idram e-wallet and IDBank Mobile banking experience in one app. Register your free account now and enjoy your journey with us.

Idram&IDBank allows you to:
- Onboard easily and start an e-wallet
- Sync your Idram wallet and IDBank accounts
- Become an IDBank customer remotely in few simple steps
- Open and manage IDBank accounts, deposits, order cards, get an instant loan
- Attach any ArCa, VISA, Mastercard, Amex card and make payments/transfers
- Top-up e-wallet from bank cards, with loans or by other e-wallets.
- Pay for more than 300 essential services, including utility, mobile and internet, fees, taxes, road penalties, car parking and insurance, etc.
- Repay loans
- Make fast P2P transfers to cards, e-wallets, accounts and enjoy 0% commission for transfers within the system
- Make contactless payments by QR/NFC at more than 2500 point of sales

Download the best personal finance app on the market and make your payment and money management experience exciting like never before!

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Frequently Asked Questions(FAQ)

What is Idram - Wallet & Banking?

Idram - Wallet & Banking is the leading fintech platform in Armenia that combines both Idram e-wallet and IDBank Mobile banking experience in one app.

How can I register for Idram - Wallet & Banking?

You can easily onboard and start an e-wallet by registering for a free account.

Can I sync my Idram wallet and IDBank accounts?

Yes, you can sync your Idram wallet and IDBank accounts for easy management.

Can I become an IDBank customer remotely?

Yes, you can become an IDBank customer remotely in just a few simple steps.

What services can I access with Idram&IDBank?

With Idram&IDBank, you can open and manage IDBank accounts, deposits, order cards, get an instant loan, make payments/transfers with various cards, and more.

How can I top-up my e-wallet?

You can top-up your e-wallet from bank cards, with loans, or by using other e-wallets.

What services can I pay for with Idram&IDBank?

You can pay for more than 300 essential services, including utility bills, mobile and internet fees, taxes, road penalties, car parking and insurance, and more.

Can I repay loans using Idram&IDBank?

Yes, you can repay loans through the app.

Can I make fast P2P transfers?

Yes, with Idram&IDBank, you can make fast P2P transfers to cards, e-wallets, and accounts within the system.

Can I make contactless payments with Idram&IDBank?

Yes, you can make contactless payments by QR/NFC at more than 2500 point of sales.

A+

Sargis Galstyan

🤗😉🧡👍

Gayane Avetisyan

Great app: recomend all to use it.

db dert

Love the app, but I'd like to know how can a see the amount of money I had on my card. By the way my card is attached to the app

Susanna Zakaryan

Best app ever , its made my everyday payments more quick . Love it

Diana Arakelyan

It looks great! Can you add 2fa(Two-factor authentication) on login, please, for added security? It can be either with a phone number or with the help of various authentication apps

Edgar Sargsyan