bymonth

bymonth is a simple personal finance planning app built to help you understand your normal month without connecting to your bank.

Plan predictable income, recurring expenses and savings separately from irregular income so you can see what your month really looks like.

With bymonth you can:

• Build a clear picture of predictable monthly income and expenses
• Keep ad-hoc income separate from your normal monthly plan
• Create savings goals and track progress over time
• Test “what if?” scenarios without changing your saved numbers
• Use simple financial calculators
• Create separate Personal and Business profiles
• Keep your information stored locally on your device
• Optionally create an account to securely sync profiles across your own devices

bymonth does not connect to your bank, request banking credentials, move money, provide loans, trade investments or provide personalised financial advice.

Your core financial planning data can remain entirely local. Cloud sync is optional and protected using Firebase Authentication, device verification and Google Play Integrity.

bymonth is a planning and calculation tool. Information shown by the app is for general informational purposes and should not be treated as professional financial advice.